Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, TISCO Financial Group PCL's average EPS without NRIGrowth Rate was -0.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -2.70% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 1.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 3.90% per year.
During the past 13 years, TISCO Financial Group PCL's highest 3-Year average EPS without NRI Growth Rate was 28.00% per year. The lowest was -10.40% per year. And the median was 6.40% per year.
TISCO Financial Group PCL (OTCPK:TSCFY) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
TISCO Financial Group PCL Earnings per Share (Diluted) Related Terms
TISCO Financial Group PCL Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for TISCO Financial Group PCL's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TISCO Financial Group PCL Earnings per Share (Diluted) Chart
TSCFY vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, TISCO Financial Group PCL's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's PE Ratio distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's PE Ratio falls into.
TISCO Financial Group PCL Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
TISCO Financial Group PCL's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.63
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.63 mean?
TISCO Financial Group PCL (TSCFY) has a Earnings per Share (Diluted) of $2.63 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on TISCO Financial Group PCL and its competitors. According to the industry distribution chart, TISCO Financial Group PCL ranks #1084 out of 1412 companies in the Banks industry, placing it in the top 76.8%.
Is TISCO Financial Group PCL's Earnings per Share (Diluted) too high?
TISCO Financial Group PCL's current Earnings per Share (Diluted) is $2.63. The Banks industry median Earnings per Share (Diluted) is 7.30. TISCO Financial Group PCL's value of $2.63 is 64% below this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #1084 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, TISCO Financial Group PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #1084 out of 1412 companies for Earnings per Share (Diluted). This places TISCO Financial Group PCL in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. TISCO Financial Group PCL's value of $2.63 is 64% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current Earnings per Share (Diluted) of $2.63 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current Earnings per Share (Diluted) is $2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current Earnings per Share (Diluted) of $2.63. The stock's GF Value™ is $24.40, compared to a current price of $30.50 — trading 25% above its estimated fair value. The current Earnings per Share (Diluted) is $2.63 and 64% below the Banks industry median of 7.30. TISCO Financial Group PCL's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current Earnings per Share (Diluted) is $2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of $30.50 is trading 25% above its estimated GF Value™ of $24.40.
Key valuation signals for TSCFY:
Earnings per Share (Diluted): $2.63
GF Value™: $24.40 vs. price of $30.50 (25% above fair value)
Industry Position: 64% below the Banks median (#1084 of 1412)
No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
60GF Score
Get the complete analysis for TSCFY
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSCFY has been successfully added to your 
