The historical rank and industry rank for TISCO Financial Group PCL's Net Margin % or its related term are showing as below:
TSCFY'
s Net Margin % Range Over the Past 10 Years
Min: 27.91 Med: 33.81 Max: 38.68
Current: 32.01
TSCFY's Net Margin % is ranked better than 67.78% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TSCFY: 32.01
TISCO Financial Group PCL (OTCPK:TSCFY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
TISCO Financial Group PCL Net Margin % Related Terms
TISCO Financial Group PCL Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TISCO Financial Group PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TISCO Financial Group PCL (TSCFY) has a Net Margin % of 32.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on TISCO Financial Group PCL and its competitors. This is near median its historical median of 33.81. Over the past decade, TISCO Financial Group PCL's Net Margin % has ranged from 27.91 to 38.68. According to the industry distribution chart, TISCO Financial Group PCL ranks #492 out of 1527 companies in the Banks industry, placing it in the top 32.2%.
Is TISCO Financial Group PCL's Net Margin % too high?
TISCO Financial Group PCL's current Net Margin % of 32.13% is near median its 10-year median of 33.81. Over the past 10 years, this metric has ranged from a low of 27.91 to a high of 38.68. The Banks industry median Net Margin % is 26.95. TISCO Financial Group PCL's value of 32.13% is 19.2% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #492 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, TISCO Financial Group PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's Net Margin % compare to PNC?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #492 out of 1527 companies for Net Margin %. This puts TISCO Financial Group PCL in the upper half of its industry. The industry median Net Margin % is 26.95. TISCO Financial Group PCL's value of 32.13% is 19.2% above this benchmark. Historically, TISCO Financial Group PCL's own Net Margin % has ranged from 27.91 to 38.68 over the past decade. While the company's 10-year median is 33.81 vs. the industry median of 26.95, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current Net Margin % of 32.13% is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current Net Margin % is 32.13%, which is near median its own 10-year median of 33.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current Net Margin % of 32.13%. The stock's GF Value™ is $27.36, compared to a current price of $30.50 — trading 11.5% above its estimated fair value. The current Net Margin % is 32.13%, which is near median its 10-year median of 33.81 and 19.2% above the Banks industry median of 26.95. TISCO Financial Group PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current Net Margin % is 32.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of $30.50 is trading 11.5% above its estimated GF Value™ of $27.36.
Key valuation signals for TSCFY:
Net Margin %: 32.13% (near median its 10-year median of 33.81)
GF Value™: $27.36 vs. price of $30.50 (11.5% above fair value)
Industry Position: 19.2% above the Banks median (#492 of 1527)
No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
66GF Score
Get the complete analysis for TSCFY
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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