TSCFY (TISCO Financial Group PCL) Shiller PE Ratio: 11.73 (As of Sep. 05, 2026) — Near Median

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TSCFY TISCO Financial Group PCL TSCFY
65 GF Score
Price $30.50
GF Value $25.27
! 7 Warning Signs
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What is TISCO Financial Group PCL Shiller PE Ratio?

TISCO Financial Group PCL TSCFY -4.78% 65 Shiller PE Ratio is 11.73 as of Sep. 05, 2026, which is at its 10-year median of 11.73. GuruFocus rates TSCFY with a GF Score™ of 65/100 and a GF Value™ of $25.27. The stock has 7 warning signs investors should review. Among 1,237 Banks companies, TISCO Financial Group PCL ranks better than 59.34% on this metric.

As of today (2026-09-05), TISCO Financial Group PCL's current share price is $30.50. TISCO Financial Group PCL's E10 for the quarter that ended in Jun. 2026 was $2.60. TISCO Financial Group PCL's Shiller PE Ratio for today is 11.73.

The historical rank and industry rank for TISCO Financial Group PCL's Shiller PE Ratio or its related term are showing as below:

TSCFY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.23   Med: 11.73   Max: 17.72
Current: 12.61

During the past years, TISCO Financial Group PCL's highest Shiller PE Ratio was 17.72. The lowest was 9.23. And the median was 11.73.

TSCFY's Shiller PE Ratio is ranked better than
59.34% of 1237 companies
in the Banks industry
Industry Median: 13.88 vs TSCFY: 12.61

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

TISCO Financial Group PCL's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.669. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.60 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


TISCO Financial Group PCL  (OTCPK:TSCFY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


TISCO Financial Group PCL Shiller PE Ratio Related Terms


TISCO Financial Group PCL Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for TISCO Financial Group PCL's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL Shiller PE Ratio Chart

TISCO Financial Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.41 11.67 11.10 10.48 11.32

TISCO Financial Group PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.03 10.42 11.32 11.36 11.72

TSCFY vs USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, TISCO Financial Group PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's Shiller PE Ratio falls into.


TSCFY
65GF Score
TISCO Financial Group PCL TSCFY
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TISCO Financial Group PCL Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

TISCO Financial Group PCL's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=30.50/2.60
=11.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, TISCO Financial Group PCL's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.669/333.9520*333.9520
=0.669

Current CPI (Jun. 2026) = 333.9520.

TISCO Financial Group PCL Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.449 241.428 0.621
201612 0.450 241.432 0.622
201703 0.533 243.801 0.730
201706 0.553 244.955 0.754
201709 0.591 246.819 0.800
201712 0.583 246.524 0.790
201803 0.707 249.554 0.946
201806 0.659 251.989 0.873
201809 0.697 252.439 0.922
201812 0.657 251.233 0.873
201903 0.681 254.202 0.895
201906 0.723 256.143 0.943
201909 0.769 256.759 1.000
201912 0.771 256.974 1.002
202003 0.580 258.115 0.750
202006 0.533 257.797 0.690
202009 0.641 260.280 0.822
202012 0.678 260.474 0.869
202103 0.714 264.877 0.900
202106 0.662 271.696 0.814
202109 0.589 274.310 0.717
202112 0.667 278.802 0.799
202203 0.674 287.504 0.783
202206 0.661 296.311 0.745
202209 0.596 296.808 0.671
202212 0.647 296.797 0.728
202303 0.650 301.836 0.719
202306 0.665 305.109 0.728
202309 0.652 307.789 0.707
202312 0.635 306.746 0.691
202403 0.601 312.332 0.643
202406 0.597 314.175 0.635
202409 0.644 315.301 0.682
202412 0.623 315.605 0.659
202503 0.607 319.799 0.634
202506 0.629 322.561 0.651
202509 0.676 324.800 0.695
202512 0.649 324.054 0.669
202603 0.673 330.213 0.681
202606 0.669 333.952 0.669

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 11.73 mean?
TISCO Financial Group PCL (TSCFY) has a Shiller PE Ratio of 11.73 as of Sep. 05, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on TISCO Financial Group PCL and its competitors. This is near median its historical median of 11.73. Over the past decade, TISCO Financial Group PCL's Shiller PE Ratio has ranged from 9.23 to 17.72. According to the industry distribution chart, TISCO Financial Group PCL ranks #503 out of 1237 companies in the Banks industry, placing it in the top 40.7%.
Is TISCO Financial Group PCL's Shiller PE Ratio too high?
TISCO Financial Group PCL's current Shiller PE Ratio of 11.73 is near median its 10-year median of 11.73. Over the past 10 years, this metric has ranged from a low of 9.23 to a high of 17.72. The Banks industry median Shiller PE Ratio is 13.88. TISCO Financial Group PCL's value of 11.73 is 15.5% below this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #503 out of 1237 companies in the Banks industry, which is above the industry midpoint. Overall, TISCO Financial Group PCL has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's Shiller PE Ratio compare to USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #503 out of 1237 companies for Shiller PE Ratio. This puts TISCO Financial Group PCL in the upper half of its industry. The industry median Shiller PE Ratio is 13.88. TISCO Financial Group PCL's value of 11.73 is 15.5% below this benchmark. Historically, TISCO Financial Group PCL's own Shiller PE Ratio has ranged from 9.23 to 17.72 over the past decade. While the company's 10-year median is 11.73 vs. the industry median of 13.88, TISCO Financial Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.88, based on 1,237 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current Shiller PE Ratio of 11.73 is 15.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current Shiller PE Ratio is 11.73, which is near median its own 10-year median of 11.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current Shiller PE Ratio of 11.73. The stock's GF Value™ is $25.27, compared to a current price of $30.50 — trading 20.7% above its estimated fair value. The current Shiller PE Ratio is 11.73, which is near median its 10-year median of 11.73 and 15.5% below the Banks industry median of 13.88. TISCO Financial Group PCL's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current Shiller PE Ratio is 11.73 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?

Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued. The current stock price of $30.50 is trading 20.7% above its estimated GF Value™ of $25.27.

Key valuation signals for TSCFY:

  • Shiller PE Ratio: 11.73 (near median its 10-year median of 11.73)
  • GF Value™: $25.27 vs. price of $30.50 (20.7% above fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 15.5% below the Banks median (#503 of 1237)

No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TISCO Financial Group PCL Business Description

Address North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
65GF Score

Get the complete analysis for TSCFY

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.50
Price
$25.27
GF Value