TSCFY (TISCO Financial Group PCL) Pre-Tax Income: $265.8 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSCFY TISCO Financial Group PCL TSCFY
65 GF Score
Price $30.50
GF Value $25.27
! 7 Warning Signs
View Full Analysis

What is TISCO Financial Group PCL Pre-Tax Income?

TISCO Financial Group PCL TSCFY -4.78% 65 Pre-Tax Income is $265.8 Mil as of Jun. 2026. GuruFocus rates TSCFY with a GF Score™ of 65/100 and a GF Value™ of $25.27. The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. TISCO Financial Group PCL's pretax income for the three months ended in Jun. 2026 was $66.5 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $265.8 Mil. TISCO Financial Group PCL's pretax margin was 41.11%.

During the past 13 years, TISCO Financial Group PCL's highest Pretax Margin was 48.14%. The lowest was 34.82%. And the median was 41.73%.


TISCO Financial Group PCL  (OTCPK:TSCFY) Pre-Tax Income Explanation

TISCO Financial Group PCL's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=66.541/161.852
=41.11%

During the past 13 years, TISCO Financial Group PCL's highest Pretax Margin was 48.14%. The lowest was 34.82%. And the median was 41.73%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


TISCO Financial Group PCL Pre-Tax Income Related Terms


TISCO Financial Group PCL Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for TISCO Financial Group PCL's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL Pre-Tax Income Chart

TISCO Financial Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 253.06 258.61 259.86 251.74 262.92

TISCO Financial Group PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.77 67.44 64.88 66.97 66.54

TSCFY vs USB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, TISCO Financial Group PCL's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's Pre-Tax Income falls into.


TSCFY
65GF Score
TISCO Financial Group PCL TSCFY
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TISCO Financial Group PCL Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

TISCO Financial Group PCL's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+262.923
=262.9

TISCO Financial Group PCL's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+66.541
=66.5

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $265.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $265.8 Mil mean?
TISCO Financial Group PCL (TSCFY) has a Pre-Tax Income of $265.8 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on TISCO Financial Group PCL and its competitors.
Is TISCO Financial Group PCL's Pre-Tax Income too high?
TISCO Financial Group PCL's current Pre-Tax Income is $265.8 Mil. Overall, TISCO Financial Group PCL has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's Pre-Tax Income compare to USB?
TISCO Financial Group PCL's Pre-Tax Income of $265.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on TISCO Financial Group PCL and its competitors. TISCO Financial Group PCL's current Pre-Tax Income is $265.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current Pre-Tax Income of $265.8 Mil. The stock's GF Value™ is $25.27, compared to a current price of $30.50 — trading 20.7% above its estimated fair value. The current Pre-Tax Income is $265.8 Mil. TISCO Financial Group PCL's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current Pre-Tax Income is $265.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?

Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued. The current stock price of $30.50 is trading 20.7% above its estimated GF Value™ of $25.27.

Key valuation signals for TSCFY:

  • Pre-Tax Income: $265.8 Mil
  • GF Value™: $25.27 vs. price of $30.50 (20.7% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TISCO Financial Group PCL Business Description

Address North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
65GF Score

Get the complete analysis for TSCFY

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.50
Price
$25.27
GF Value