TSCFY (TISCO Financial Group PCL) EV-to-OCF: 12.11 (As of Aug. 08, 2026) — 26% Above Median

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TSCFY TISCO Financial Group PCL TSCFY
60 GF Score
Price $30.50
GF Value $24.49
! 7 Warning Signs
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What is TISCO Financial Group PCL EV-to-OCF?

TISCO Financial Group PCL TSCFY -4.78% 60 EV-to-OCF is 12.11 as of Aug. 08, 2026, which is 26% above its 10-year median of 9.62. GuruFocus rates TSCFY with a GF Score™ of 60/100 and a GF Value™ of $24.49. The stock has 7 warning signs investors should review. Among 1,498 Banks companies, TISCO Financial Group PCL ranks worse than 82.44% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, TISCO Financial Group PCL's Enterprise Value is $3,010.1 Mil. TISCO Financial Group PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $248.6 Mil. Therefore, TISCO Financial Group PCL's EV-to-OCF for today is 12.11.

The historical rank and industry rank for TISCO Financial Group PCL's EV-to-OCF or its related term are showing as below:

TSCFY' s EV-to-OCF Range Over the Past 10 Years
Min: -18.46   Med: 9.62   Max: 54.12
Current: 15.28

During the past 13 years, the highest EV-to-OCF of TISCO Financial Group PCL was 54.12. The lowest was -18.46. And the median was 9.62.

TSCFY's EV-to-OCF is ranked worse than
82.44% of 1498 companies
in the Banks industry
Industry Median: 3.98 vs TSCFY: 15.28

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-08), TISCO Financial Group PCL's stock price is $30.50. TISCO Financial Group PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.627. Therefore, TISCO Financial Group PCL's PE Ratio (TTM) for today is 11.61.


TISCO Financial Group PCL  (OTCPK:TSCFY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

TISCO Financial Group PCL's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=30.50/2.627
=11.61

TISCO Financial Group PCL's share price for today is $30.50.
TISCO Financial Group PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.627.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


TISCO Financial Group PCL EV-to-OCF Related Terms


TISCO Financial Group PCL EV-to-OCF Historical Data

* Premium members only.

The historical data trend for TISCO Financial Group PCL's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL EV-to-OCF Chart

TISCO Financial Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.36 31.11 12.83 6.77 11.34

TISCO Financial Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.20 11.23 10.23 11.34 13.63

TSCFY vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, TISCO Financial Group PCL's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's EV-to-OCF falls into.


TSCFY
60GF Score
TISCO Financial Group PCL TSCFY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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TISCO Financial Group PCL EV-to-OCF Calculation

TISCO Financial Group PCL's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=3010.115/248.576
=12.11

TISCO Financial Group PCL's current Enterprise Value is $3,010.1 Mil.
TISCO Financial Group PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $248.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 12.11 mean?
TISCO Financial Group PCL (TSCFY) has a EV-to-OCF of 12.11 as of Aug. 08, 2026. This is 26% above median its historical median of 9.62. According to the industry distribution chart, TISCO Financial Group PCL ranks #1235 out of 1498 companies in the Banks industry, placing it in the top 82.4%.
Is TISCO Financial Group PCL's EV-to-OCF too high?
TISCO Financial Group PCL's current EV-to-OCF of 12.11 is 26% above median its 10-year median of 9.62. The Banks industry median EV-to-OCF is 3.98. TISCO Financial Group PCL's value of 12.11 is 204.3% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #1235 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, TISCO Financial Group PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #1235 out of 1498 companies for EV-to-OCF. This places TISCO Financial Group PCL in the lower half of its industry. The industry median EV-to-OCF is 3.98. TISCO Financial Group PCL's value of 12.11 is 204.3% above this benchmark. While the company's 10-year median is 9.62 vs. the industry median of 3.98, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current EV-to-OCF of 12.11 is 204.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current EV-to-OCF is 12.11, which is 26% above median its own 10-year median of 9.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current EV-to-OCF of 12.11. The stock's GF Value™ is $24.49, compared to a current price of $30.50 — trading 24.5% above its estimated fair value. The current EV-to-OCF is 12.11, which is 26% above median its 10-year median of 9.62 and 204.3% above the Banks industry median of 3.98. TISCO Financial Group PCL's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current EV-to-OCF is 12.11 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?

Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued. The current stock price of $30.50 is trading 24.5% above its estimated GF Value™ of $24.49.

Key valuation signals for TSCFY:

  • EV-to-OCF: 12.11 (26% above median its 10-year median of 9.62)
  • GF Value™: $24.49 vs. price of $30.50 (24.5% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 204.3% above the Banks median (#1235 of 1498)

No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TISCO Financial Group PCL Business Description

Address North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
60GF Score

Get the complete analysis for TSCFY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.50
Price
$24.49
GF Value