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TISCO Financial Group PCL (OTCPK:TSCFY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
TISCO Financial Group PCL Equity-to-Asset Related Terms
TISCO Financial Group PCL Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TISCO Financial Group PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's Equity-to-Asset falls into.
TISCO Financial Group PCL Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
TISCO Financial Group PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TISCO Financial Group PCL (TSCFY) has a Equity-to-Asset of 0.16 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TISCO Financial Group PCL and its competitors. This is near median its historical median of 0.15. Over the past decade, TISCO Financial Group PCL's Equity-to-Asset has ranged from 0.11 to 0.17. According to the industry distribution chart, TISCO Financial Group PCL ranks #162 out of 1524 companies in the Banks industry, placing it in the top 10.6%.
Is TISCO Financial Group PCL's Equity-to-Asset too high?
TISCO Financial Group PCL's current Equity-to-Asset of 0.16 is near median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.17. The Banks industry median Equity-to-Asset is 0.10. TISCO Financial Group PCL's value of 0.16 is 60% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #162 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TISCO Financial Group PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #162 out of 1524 companies for Equity-to-Asset. This places TISCO Financial Group PCL in the top 11% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. TISCO Financial Group PCL's value of 0.16 is 60% above this benchmark. Historically, TISCO Financial Group PCL's own Equity-to-Asset has ranged from 0.11 to 0.17 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.10, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current Equity-to-Asset of 0.16 is 60% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current Equity-to-Asset is 0.16, which is near median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current Equity-to-Asset of 0.16. The stock's GF Value™ is $24.49, compared to a current price of $30.50 — trading 24.5% above its estimated fair value. The current Equity-to-Asset is 0.16, which is near median its 10-year median of 0.15 and 60% above the Banks industry median of 0.10. TISCO Financial Group PCL's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current Equity-to-Asset is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of $30.50 is trading 24.5% above its estimated GF Value™ of $24.49.
Key valuation signals for TSCFY:
Equity-to-Asset: 0.16 (near median its 10-year median of 0.15)
GF Value™: $24.49 vs. price of $30.50 (24.5% above fair value)
Industry Position: 60% above the Banks median (#162 of 1524)
No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
60GF Score
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