* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TISCO Financial Group PCL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's FCF Margin % distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TISCO Financial Group PCL (TSCFY) has a FCF Margin % of 28.48% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on TISCO Financial Group PCL and its competitors. This is 29% below median its historical median of 40.31. According to the industry distribution chart, TISCO Financial Group PCL ranks #500 out of 1505 companies in the Banks industry, placing it in the top 33.2%.
Is TISCO Financial Group PCL's FCF Margin % too high?
TISCO Financial Group PCL's current FCF Margin % of 28.48% is 29% below median its 10-year median of 40.31. The Banks industry median FCF Margin % is 26.42. TISCO Financial Group PCL's value of 28.48% is 7.8% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #500 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, TISCO Financial Group PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #500 out of 1505 companies for FCF Margin %. This puts TISCO Financial Group PCL in the upper half of its industry. The industry median FCF Margin % is 26.42. TISCO Financial Group PCL's value of 28.48% is 7.8% above this benchmark. While the company's 10-year median is 40.31 vs. the industry median of 26.42, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current FCF Margin % of 28.48% is 7.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current FCF Margin % is 28.48%, which is 29% below median its own 10-year median of 40.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current FCF Margin % of 28.48%. The stock's GF Value™ is $27.36, compared to a current price of $30.50 — trading 11.5% above its estimated fair value. The current FCF Margin % is 28.48%, which is 29% below median its 10-year median of 40.31 and 7.8% above the Banks industry median of 26.42. TISCO Financial Group PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current FCF Margin % is 28.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of $30.50 is trading 11.5% above its estimated GF Value™ of $27.36.
Key valuation signals for TSCFY:
FCF Margin %: 28.48% (29% below median its 10-year median of 40.31)
GF Value™: $27.36 vs. price of $30.50 (11.5% above fair value)
Industry Position: 7.8% above the Banks median (#500 of 1505)
No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
66GF Score
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