JFIN (Jiayin Group) Tariff Resilience Score: 9/10 (As of Aug. 26, 2026)

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JFIN Jiayin Group Inc JFIN
71 GF Score
Price $2.30
GF Value $6.73
Valuation Possible Value Trap
! 6 Warning Signs
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What is Jiayin Group Tariff Resilience Score?

Jiayin Group JFIN -1.29% 71 Tariff Resilience Score is 9 as of Aug. 26, 2026. GuruFocus rates JFIN with a GF Score™ of 71/100 and a GF Value™ of $6.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 570 Credit Services companies, Jiayin Group ranks better than 99.47% on this metric.

Jiayin Group has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Jiayin Group has As a financial services company, JFIN has minimal direct exposure to tariffs. Its operations are primarily domestic, and any indirect effects are mitigated by a strong local market presence and regulatory environment.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Jiayin Group might have Highly Resilient.

Jiayin Group  (NAS:JFIN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Jiayin Group Tariff Resilience Score Related Terms

JFIN vs YRD, ANTA, SUIG: Tariff Resilience Score Comparison

For the Credit Services subindustry, Jiayin Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jiayin Group Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jiayin Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Jiayin Group's Tariff Resilience Score falls into.


JFIN
71GF Score
Jiayin Group Inc JFIN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Jiayin Group (JFIN) has a Tariff Resilience Score of 9 as of Aug. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Jiayin Group ranks #3 out of 570 companies in the Credit Services industry, placing it in the top 0.5%.
Is Jiayin Group's Tariff Resilience Score too high?
Jiayin Group's current Tariff Resilience Score is 9. Based on the distribution chart, Jiayin Group ranks #3 out of 570 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jiayin Group has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jiayin Group's Tariff Resilience Score compare to YRD and ANTA?
According to the Credit Services industry distribution chart, Jiayin Group ranks #3 out of 570 companies for Tariff Resilience Score. This places Jiayin Group in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Jiayin Group's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiayin Group stock overvalued right now?
Based on GuruFocus' analysis, Jiayin Group (JFIN) is currently considered Possible Value Trap. The stock's GF Value™ is $6.73, compared to a current price of $2.30 — trading 65.8% below its estimated fair value. The current Tariff Resilience Score is 9. Jiayin Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Jiayin Group (JFIN), the current Tariff Resilience Score is 9 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiayin Group (JFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Jiayin Group stock appears to be undervalued. The current stock price of $2.30 is trading 65.8% below its estimated GF Value™ of $6.73. GuruFocus considers Jiayin Group to be Possible Value Trap.

Key valuation signals for JFIN:

  • Tariff Resilience Score: 9
  • GF Value™: $6.73 vs. price of $2.30 (65.8% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the JFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jiayin Group Business Description

Address No. 428 South Yanggao Road, Room 26F, 18th Floor, Building No. 1, Youyou Century Plaza, Pudong New Area, Shanghai, CHN, 200122
Jiayin Group Inc is China's technology service group. It is an enterprise engaged in technological innovation services. It is committed to using big data, cloud computing, artificial intelligence and other technologies to connect consumers and financial institutions in consumption scenarios so that every user can enjoy efficient and convenient technology services. The company has engraved technological innovation into the company's development genes since its establishment, adheres to the dual drive of digital plus technology, and focuses on building a cloud service platform and intelligent risk control system with big data drive as the core concept.
71GF Score

Get the complete analysis for JFIN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.30
Price
$6.73
GF Value