Bajaj Finserv (BOM:532978) EBIT: ₹551,143 Mil (TTM As of Mar. 2026)


BOM:532978 Bajaj Finserv Ltd BOM:532978
81 GF Score
Price ₹1,895.75
GF Value ₹2,404.41
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Bajaj Finserv EBIT?

Bajaj Finserv BOM:532978 +2.13% 81 EBIT is ₹551,143 Mil as of Mar. 2026. GuruFocus rates BOM:532978 with a GF Score™ of 81/100 and a GF Value™ of ₹2,404.41 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Bajaj Finserv's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹142,190 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹551,143 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Bajaj Finserv's annualized ROC % for the quarter that ended in Mar. 2026 was 11.50%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Bajaj Finserv's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 7.61%.


Bajaj Finserv  (BOM:532978) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Bajaj Finserv's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=568760 * ( 1 - 24.56% )/( (16309.725 + 7444509.475)/ 2 )
=429072.544/3730409.6
=11.50 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=0 - 0 - ( 0 - 5% * 326194.5 )
=16309.725

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=7584975.4 - 121221.3 - ( 35985.9 - 5% * 334825.5 )
=7444509.475

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Bajaj Finserv's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=551143.3/7238675.934
=7.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bajaj Finserv EBIT Related Terms


Bajaj Finserv EBIT Historical Data

* Premium members only.

The historical data trend for Bajaj Finserv's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Finserv EBIT Chart

Bajaj Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 207,688.40 290,125.50 397,745.40 480,579.10 551,149.30

Bajaj Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 123,981.10 140,101.40 137,264.60 131,587.30 142,190.00

BOM:532978 vs VOYA, FRHC: EBIT Comparison

For the Financial Conglomerates subindustry, Bajaj Finserv's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Finserv EV-to-EBIT vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Bajaj Finserv's EV-to-EBIT falls into.


BOM:532978
81GF Score
Bajaj Finserv Ltd BOM:532978
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Bajaj Finserv EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹551,143 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹551,143 Mil mean?
Bajaj Finserv (BOM:532978) has a EBIT of ₹551,143 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Bajaj Finserv.
Is Bajaj Finserv's EBIT too high?
Bajaj Finserv's current EBIT is ₹551,143 Mil. Overall, Bajaj Finserv has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's EBIT compare to VOYA and FRHC?
Bajaj Finserv's EBIT of ₹551,143 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Diversified Financial Services company?
A good EBIT depends on the Diversified Financial Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Bajaj Finserv. Bajaj Finserv's current EBIT is ₹551,143 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,404.41, compared to a current price of ₹1,895.75 — trading 21.2% below its estimated fair value. The current EBIT is ₹551,143 Mil. Bajaj Finserv's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current EBIT is ₹551,143 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bajaj Finserv (BOM:532978) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued. The current stock price of ₹1,895.75 is trading 21.2% below its estimated GF Value™ of ₹2,404.41. GuruFocus considers Bajaj Finserv to be Modestly Undervalued.

Key valuation signals for BOM:532978:

  • EBIT: ₹551,143 Mil
  • GF Value™: ₹2,404.41 vs. price of ₹1,895.75 (21.2% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bajaj Finserv Business Description

Other Exchanges BAJAJFINSV:India
Address Off Pune-Ahmednagar Road, 6th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411014
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
81GF Score

Get the complete analysis for BOM:532978

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,895.75
Price
₹2,404.41
GF Value