Bajaj FinservBOM:532978 +1.31%81 EBITDA Margin % is 43.41% as of Mar. 2026, which is 13% above its 10-year median of 38.37. GuruFocus rates BOM:532978 with a GF Score™ of 81/100 and a GF Value™ of ₹2,398.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 94 Diversified Financial Services companies, Bajaj Finserv ranks better than 80.85% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Bajaj Finserv's EBITDA for the
three
months ended in Mar. 2026 was ₹145,360 Mil. Bajaj Finserv's Revenue for the
three
months ended in Mar. 2026 was ₹334,826 Mil. Therefore, Bajaj Finserv's EBITDA margin for the quarter that ended in Mar. 2026 was 43.41%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Bajaj Finserv EBITDA Margin % Related Terms
Bajaj Finserv EBITDA Margin % Historical Data
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The historical data trend for Bajaj Finserv's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532978 vs VOYA, FRHC: EBITDA Margin % Comparison
For the Financial Conglomerates subindustry, Bajaj Finserv's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Finserv EBITDA Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Bajaj Finserv's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Finserv (BOM:532978) has a EBITDA Margin % of 43.41% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Bajaj Finserv and its competitors. This is 13% above median its historical median of 38.37. Over the past decade, Bajaj Finserv's EBITDA Margin % has ranged from 34.05 to 44.10. According to the industry distribution chart, Bajaj Finserv ranks #18 out of 94 companies in the Diversified Financial Services industry, placing it in the top 19.1%.
Is Bajaj Finserv's EBITDA Margin % too high?
Bajaj Finserv's current EBITDA Margin % of 43.41% is 13% above median its 10-year median of 38.37. Over the past 10 years, this metric has ranged from a low of 34.05 to a high of 44.10. The Diversified Financial Services industry median EBITDA Margin % is 11.71. Bajaj Finserv's value of 43.41% is 270.9% above this industry median. Based on the distribution chart, Bajaj Finserv ranks #18 out of 94 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bajaj Finserv has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's EBITDA Margin % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Bajaj Finserv ranks #18 out of 94 companies for EBITDA Margin %. This places Bajaj Finserv in the top 19% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 11.71. Bajaj Finserv's value of 43.41% is 270.9% above this benchmark. Historically, Bajaj Finserv's own EBITDA Margin % has ranged from 34.05 to 44.10 over the past decade. While the company's 10-year median is 38.37 vs. the industry median of 11.71, Bajaj Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Diversified Financial Services company?
The median EBITDA Margin % among Diversified Financial Services companies is 11.71, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bajaj Finserv's current EBITDA Margin % of 43.41% is 270.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Bajaj Finserv and its competitors. For the Diversified Financial Services industry, the median EBITDA Margin % is 11.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Finserv's current EBITDA Margin % is 43.41%, which is 13% above median its own 10-year median of 38.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,398.59, compared to a current price of ₹1,783.00 — trading 25.7% below its estimated fair value. The current EBITDA Margin % is 43.41%, which is 13% above median its 10-year median of 38.37 and 270.9% above the Diversified Financial Services industry median of 11.71. Bajaj Finserv's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current EBITDA Margin % is 43.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bajaj Finserv (BOM:532978) Overvalued in 2026?
Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued.
The current stock price of ₹1,783.00 is trading 25.7% below its estimated GF Value™ of ₹2,398.59.
GuruFocus considers Bajaj Finserv to be Modestly Undervalued.
Key valuation signals for BOM:532978:
EBITDA Margin %: 43.41% (13% above median its 10-year median of 38.37)
GF Value™: ₹2,398.59 vs. price of ₹1,783.00 (25.7% below fair value)
Industry Position: 270.9% above the Diversified Financial Services median (#18 of 94)
No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
81GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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