Bajaj Finserv (BOM:532978) FCF Yield %: -18.53 (As of Jul. 12, 2026)


BOM:532978 Bajaj Finserv Ltd BOM:532978
83 GF Score
Price ₹1,915.55
GF Value ₹2,495.41
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Bajaj Finserv FCF Yield %?

Bajaj Finserv BOM:532978 +1.12% 83 FCF Yield % is -18.53 as of Jul. 12, 2026. GuruFocus rates BOM:532978 with a GF Score™ of 83/100 and a GF Value™ of ₹2,495.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 555 Diversified Financial Services companies, Bajaj Finserv ranks worse than 90.99% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bajaj Finserv's Trailing 12-Month Free Cash Flow is ₹-567,496 Mil, and Market Cap is ₹3,062,454 Mil. Therefore, Bajaj Finserv's FCF Yield % for today is -18.53%.

The historical rank and industry rank for Bajaj Finserv's FCF Yield % or its related term are showing as below:

BOM:532978' s FCF Yield % Range Over the Past 10 Years
Min: -18.53   Med: 0   Max: 0
Current: -18.53


BOM:532978's FCF Yield % is ranked worse than
90.99% of 555 companies
in the Diversified Financial Services industry
Industry Median: -0.36 vs BOM:532978: -18.53

Bajaj Finserv's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Bajaj Finserv FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bajaj Finserv FCF Yield % Related Terms


Bajaj Finserv FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bajaj Finserv's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Finserv FCF Yield % Chart

Bajaj Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.76 -20.20 -25.55 -19.88 -21.76

Bajaj Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:532978 vs VOYA, FRHC: FCF Yield % Comparison

For the Financial Conglomerates subindustry, Bajaj Finserv's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Finserv FCF Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bajaj Finserv's FCF Yield % falls into.


BOM:532978
83GF Score
Bajaj Finserv Ltd BOM:532978
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bajaj Finserv FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bajaj Finserv's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-567495.9 / 2608492.7628
=-21.76%

Bajaj Finserv's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 2608492.7628
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -18.53 mean?
Bajaj Finserv (BOM:532978) has a FCF Yield % of -18.53 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bajaj Finserv and its competitors. According to the industry distribution chart, Bajaj Finserv ranks #505 out of 555 companies in the Diversified Financial Services industry, placing it in the top 91%.
Is Bajaj Finserv's FCF Yield % too high?
Bajaj Finserv's current FCF Yield % is -18.53. Based on the distribution chart, Bajaj Finserv ranks #505 out of 555 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Bajaj Finserv has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's FCF Yield % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Bajaj Finserv ranks #505 out of 555 companies for FCF Yield %. This places Bajaj Finserv in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Diversified Financial Services company?
A good FCF Yield % depends on the Diversified Financial Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bajaj Finserv and its competitors. Bajaj Finserv's current FCF Yield % is -18.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,495.41, compared to a current price of ₹1,915.55 — trading 23.2% below its estimated fair value. The current FCF Yield % is -18.53. Bajaj Finserv's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current FCF Yield % is -18.53 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bajaj Finserv (BOM:532978) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued. The current stock price of ₹1,915.55 is trading 23.2% below its estimated GF Value™ of ₹2,495.41. GuruFocus considers Bajaj Finserv to be Modestly Undervalued.

Key valuation signals for BOM:532978:

  • FCF Yield %: -18.53
  • GF Value™: ₹2,495.41 vs. price of ₹1,915.55 (23.2% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bajaj Finserv Business Description

Other Exchanges BAJAJFINSV:India
Address Off Pune-Ahmednagar Road, 6th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411014
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
83GF Score

Get the complete analysis for BOM:532978

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,915.55
Price
₹2,495.41
GF Value