Bajaj Finserv (BOM:532978) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532978 Bajaj Finserv Ltd BOM:532978
83 GF Score
Price ₹1,970.00
GF Value ₹2,316.10
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Bajaj Finserv ROC (Joel Greenblatt) %?

Bajaj Finserv BOM:532978 -2.40% 83 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates BOM:532978 with a GF Score™ of 83/100 and a GF Value™ of ₹2,316.10 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 304 Diversified Financial Services companies, Bajaj Finserv ranks worse than 328947.04% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

BOM:532978
83GF Score
Bajaj Finserv Ltd BOM:532978
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Bajaj Finserv (BOM:532978) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bajaj Finserv and its competitors. According to the industry distribution chart, Bajaj Finserv ranks #999999 out of 304 companies in the Diversified Financial Services industry.
Is Bajaj Finserv's ROC (Joel Greenblatt) % too high?
Bajaj Finserv's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Bajaj Finserv ranks #999999 out of 304 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Bajaj Finserv has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's ROC (Joel Greenblatt) % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Bajaj Finserv ranks #999999 out of 304 companies for ROC (Joel Greenblatt) %. This places Bajaj Finserv in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Diversified Financial Services company?
A good ROC (Joel Greenblatt) % depends on the Diversified Financial Services industry context. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bajaj Finserv and its competitors. Bajaj Finserv's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,316.10, compared to a current price of ₹1,970.00 — trading 14.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Bajaj Finserv's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bajaj Finserv (BOM:532978) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued. The current stock price of ₹1,970.00 is trading 14.9% below its estimated GF Value™ of ₹2,316.10. GuruFocus considers Bajaj Finserv to be Modestly Undervalued.

Key valuation signals for BOM:532978:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹2,316.10 vs. price of ₹1,970.00 (14.9% below fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bajaj Finserv Business Description

Other Exchanges BAJAJFINSV:India
Address Off Pune-Ahmednagar Road, 6th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411014
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
83GF Score

Get the complete analysis for BOM:532978

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,970.00
Price
₹2,316.10
GF Value