Bajaj Finserv (BOM:532978) FCF Margin %: 0.00% (As of Mar. 2026)


BOM:532978 Bajaj Finserv Ltd BOM:532978
81 GF Score
Price ₹1,783.00
GF Value ₹2,398.59
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Bajaj Finserv FCF Margin %?

Bajaj Finserv BOM:532978 +1.31% 81 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BOM:532978 with a GF Score™ of 81/100 and a GF Value™ of ₹2,398.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 113 Diversified Financial Services companies, Bajaj Finserv ranks worse than 75.22% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bajaj Finserv's Free Cash Flow for the three months ended in Mar. 2026 was ₹0 Mil. Bajaj Finserv's Revenue for the three months ended in Mar. 2026 was ₹334,826 Mil. Therefore, Bajaj Finserv's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Bajaj Finserv's current FCF Yield % is -19.91%.

The historical rank and industry rank for Bajaj Finserv's FCF Margin % or its related term are showing as below:

BOM:532978' s FCF Margin % Range Over the Past 10 Years
Min: -73.52   Med: -55.46   Max: 7.34
Current: -44.37


During the past 13 years, the highest FCF Margin % of Bajaj Finserv was 7.34%. The lowest was -73.52%. And the median was -55.46%.

BOM:532978's FCF Margin % is ranked worse than
75.22% of 113 companies
in the Diversified Financial Services industry
Industry Median: 1.71 vs BOM:532978: -44.37


Bajaj Finserv FCF Margin % Related Terms


Bajaj Finserv FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bajaj Finserv's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Finserv FCF Margin % Chart

Bajaj Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -56.21 -55.11 -67.02 -55.80 -44.37

Bajaj Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:532978 vs VOYA, FRHC: FCF Margin % Comparison

For the Financial Conglomerates subindustry, Bajaj Finserv's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Finserv FCF Margin % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bajaj Finserv's FCF Margin % falls into.


BOM:532978
81GF Score
Bajaj Finserv Ltd BOM:532978
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bajaj Finserv FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bajaj Finserv's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-567495.9/1278971.9
=-44.37 %

Bajaj Finserv's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/334825.5
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Bajaj Finserv (BOM:532978) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bajaj Finserv and its competitors. According to the industry distribution chart, Bajaj Finserv ranks #85 out of 113 companies in the Diversified Financial Services industry, placing it in the top 75.2%.
Is Bajaj Finserv's FCF Margin % too high?
Bajaj Finserv's current FCF Margin % is 0.00%. Based on the distribution chart, Bajaj Finserv ranks #85 out of 113 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Bajaj Finserv has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's FCF Margin % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Bajaj Finserv ranks #85 out of 113 companies for FCF Margin %. This places Bajaj Finserv in the lower half of its industry. The industry median FCF Margin % is 1.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Diversified Financial Services company?
The median FCF Margin % among Diversified Financial Services companies is 1.71, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bajaj Finserv and its competitors. For the Diversified Financial Services industry, the median FCF Margin % is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Finserv's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,398.59, compared to a current price of ₹1,783.00 — trading 25.7% below its estimated fair value. The current FCF Margin % is 0.00%. Bajaj Finserv's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bajaj Finserv (BOM:532978) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued. The current stock price of ₹1,783.00 is trading 25.7% below its estimated GF Value™ of ₹2,398.59. GuruFocus considers Bajaj Finserv to be Modestly Undervalued.

Key valuation signals for BOM:532978:

  • FCF Margin %: 0.00%
  • GF Value™: ₹2,398.59 vs. price of ₹1,783.00 (25.7% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bajaj Finserv Business Description

Other Exchanges BAJAJFINSV:India
Address Off Pune-Ahmednagar Road, 6th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411014
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
81GF Score

Get the complete analysis for BOM:532978

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,783.00
Price
₹2,398.59
GF Value