Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Bajaj Finserv's Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹551,143 Mil. Therefore, Bajaj Finserv's EV-to-EBIT ratio for today is 13.00.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Bajaj Finserv's Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹564,057 Mil. Therefore, Bajaj Finserv's EV-to-EBITDA ratio for today is 12.70.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Bajaj Finserv's Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1,278,972 Mil. Therefore, Bajaj Finserv's EV-to-Revenue ratio for today is 5.60.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Bajaj Finserv's Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Bajaj Finserv's EV-to-FCF ratio for today is .
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Bajaj Finserv (BOM:532978) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹551,143 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹564,057 Mil.
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,278,972 Mil.
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil.
Bajaj Finserv's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Finserv Enterprise Value Related Terms
Bajaj Finserv Enterprise Value Historical Data
* Premium members only.
The historical data trend for Bajaj Finserv's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532978 vs VOYA, FRHC: Enterprise Value Comparison
For the Financial Conglomerates subindustry, Bajaj Finserv's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Finserv Enterprise Value vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Bajaj Finserv's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Bajaj Finserv's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of ₹7,166,123 Mil mean?
Bajaj Finserv (BOM:532978) has a Enterprise Value of ₹7,166,123 Mil as of Jul. 16, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bajaj Finserv and its competitors.
Is Bajaj Finserv's Enterprise Value too high?
Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil. Overall, Bajaj Finserv has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's Enterprise Value compare to VOYA and FRHC?
Bajaj Finserv's Enterprise Value of ₹7,166,123 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Diversified Financial Services company?
A good Enterprise Value depends on the Diversified Financial Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bajaj Finserv and its competitors. Bajaj Finserv's current Enterprise Value is ₹7,166,123 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,499.86, compared to a current price of ₹1,850.10 — trading 26% below its estimated fair value. The current Enterprise Value is ₹7,166,123 Mil. Bajaj Finserv's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current Enterprise Value is ₹7,166,123 Mil as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bajaj Finserv (BOM:532978) Overvalued in 2026?
Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued.
The current stock price of ₹1,850.10 is trading 26% below its estimated GF Value™ of ₹2,499.86.
GuruFocus considers Bajaj Finserv to be Modestly Undervalued.
Key valuation signals for BOM:532978:
Enterprise Value: ₹7,166,123 Mil
GF Value™: ₹2,499.86 vs. price of ₹1,850.10 (26% below fair value)
No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
80GF Score
Get the complete analysis for BOM:532978
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:532978 has been successfully added to your 
