Bajaj Finserv (BOM:532978) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532978 Bajaj Finserv Ltd BOM:532978
81 GF Score
Price ₹1,838.25
GF Value ₹2,502.82
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Bajaj Finserv Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:532978
81GF Score
Bajaj Finserv Ltd BOM:532978
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bajaj Finserv (BOM:532978) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued. The current stock price of ₹1,838.25 is trading 26.6% below its estimated GF Value™ of ₹2,502.82. GuruFocus considers Bajaj Finserv to be Modestly Undervalued.

Key valuation signals for BOM:532978:

  • Altman Z-Score:
  • GF Value™: ₹2,502.82 vs. price of ₹1,838.25 (26.6% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bajaj Finserv Business Description

Other Exchanges BAJAJFINSV:India
Address Off Pune-Ahmednagar Road, 6th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411014
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
81GF Score

Get the complete analysis for BOM:532978

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,838.25
Price
₹2,502.82
GF Value