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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bajaj Finserv's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Bajaj Finserv's Dividend Payout Ratio or its related term are showing as below:
BOM:532978'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.04
Current: 0.02
During the past 13 years, the highest Dividend Payout Ratio of Bajaj Finserv was 0.04. The lowest was 0.01. And the median was 0.01.
BOM:532978's Dividend Payout Ratio is ranked better than 97.67% of 43
companies
in the Diversified Financial Services industry
Industry Median: 0.45
vs BOM:532978: 0.02
During the past 3 years, the average Dividends Per Share Growth Rate was 35.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bajaj Finserv was 49.40% per year. The lowest was -20.60% per year. And the median was 14.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bajaj Finserv (BOM:532978) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Bajaj Finserv Dividend Payout Ratio Related Terms
Bajaj Finserv Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Bajaj Finserv's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532978 vs VOYA, FRHC: Dividend Payout Ratio Comparison
For the Financial Conglomerates subindustry, Bajaj Finserv's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Finserv Dividend Payout Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Bajaj Finserv's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Bajaj Finserv's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Bajaj Finserv's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Finserv (BOM:532978) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bajaj Finserv and its competitors. Over the past decade, Bajaj Finserv's Dividend Payout Ratio has ranged from 0.01 to 0.04. According to the industry distribution chart, Bajaj Finserv ranks #1 out of 43 companies in the Diversified Financial Services industry, placing it in the top 2.3%.
Is Bajaj Finserv's Dividend Payout Ratio too high?
Bajaj Finserv's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.04. Based on the distribution chart, Bajaj Finserv ranks #1 out of 43 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bajaj Finserv has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bajaj Finserv's Dividend Payout Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Bajaj Finserv ranks #1 out of 43 companies for Dividend Payout Ratio. This places Bajaj Finserv in the top 2% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.45. Historically, Bajaj Finserv's own Dividend Payout Ratio has ranged from 0.01 to 0.04 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Diversified Financial Services company?
The median Dividend Payout Ratio among Diversified Financial Services companies is 0.45, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bajaj Finserv and its competitors. For the Diversified Financial Services industry, the median Dividend Payout Ratio is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Finserv's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Finserv stock overvalued right now?
Based on GuruFocus' analysis, Bajaj Finserv (BOM:532978) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,511.70, compared to a current price of ₹1,877.45 — trading 25.3% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Bajaj Finserv's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bajaj Finserv (BOM:532978), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bajaj Finserv (BOM:532978) Overvalued in 2026?
Based on GuruFocus' analysis, Bajaj Finserv stock appears to be undervalued.
The current stock price of ₹1,877.45 is trading 25.3% below its estimated GF Value™ of ₹2,511.70.
GuruFocus considers Bajaj Finserv to be Modestly Undervalued.
Key valuation signals for BOM:532978:
Dividend Payout Ratio: 0.00
GF Value™: ₹2,511.70 vs. price of ₹1,877.45 (25.3% below fair value)
No single metric tells the full story. See the BOM:532978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bajaj Finserv Ltd is a non-banking financial services company headquartered in India that engages in lending activities. It services six lending verticals: consumer, small and midsize enterprises, commercial, rural, deposits, and partnerships and services. Bajaj's consumer and rural lending consists of funding solutions for consumer durables, such as vehicles and furniture, to personal loans. The commercial lending activities consist of funding for plant and machinery assets and term loans to SMEs. Its business segments include: Life Insurance, General Insurance, Windpower, Retail Finance, and Investment and Others. It derives maximum revenue from the Retail Finance segment. Geographically, the company derives all of its revenue from its operations in India.
80GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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