PINXF (The People's Insurance Co (Group) of China) EBIT: $4,565 Mil (TTM As of Dec. 2025)


PINXF The People's Insurance Co (Group) of China Ltd PINXF
54 GF Score
Price $0.66
GF Value $0.57
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is The People's Insurance Co (Group) of China EBIT?

The People's Insurance Co (Group) of China PINXF +1.54% 54 EBIT is $4,565 Mil as of Dec. 2025. GuruFocus rates PINXF with a GF Score™ of 54/100 and a GF Value™ of $0.57 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The People's Insurance Co (Group) of China's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2025 was $-405 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was $4,565 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. The People's Insurance Co (Group) of China's annualized ROC % for the quarter that ended in Dec. 2025 was -0.15%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. The People's Insurance Co (Group) of China's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 7.58%.


The People's Insurance Co (Group) of China  (OTCPK:PINXF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

The People's Insurance Co (Group) of China's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-1619.152 * ( 1 - 74.84% )/( (262525.38155 + 273386.36545)/ 2 )
=-407.3786432/267955.8735
=-0.15 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=272762.968 - 8133.923 - ( 3279.146 - 5% * 23509.651 )
=262525.38155

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=287879.373 - 12251.959 - ( 3448.291 - 5% * 24144.849 )
=273386.36545

Note: The EBIT data used here is four times the quarterly (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

The People's Insurance Co (Group) of China's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=4565.241/60221.025
=7.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The People's Insurance Co (Group) of China EBIT Related Terms


The People's Insurance Co (Group) of China EBIT Historical Data

* Premium members only.

The historical data trend for The People's Insurance Co (Group) of China's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China EBIT Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,458.80 6,835.92 5,184.45 9,954.68 10,968.31

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,329.28 1,527.88 0.00 4,970.03 -404.79

PINXF vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The People's Insurance Co (Group) of China EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, The People's Insurance Co (Group) of China's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where The People's Insurance Co (Group) of China's EV-to-EBIT falls into.


PINXF
54GF Score
The People's Insurance Co (Group) of China Ltd PINXF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The People's Insurance Co (Group) of China EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,565 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $4,565 Mil mean?
The People's Insurance Co (Group) of China (PINXF) has a EBIT of $4,565 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The People's Insurance Co (Group) of China.
Is The People's Insurance Co (Group) of China's EBIT too high?
The People's Insurance Co (Group) of China's current EBIT is $4,565 Mil. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's EBIT compare to CB and PGR?
The People's Insurance Co (Group) of China's EBIT of $4,565 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The People's Insurance Co (Group) of China. The People's Insurance Co (Group) of China's current EBIT is $4,565 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $0.66 — trading 15.8% above its estimated fair value. The current EBIT is $4,565 Mil. The People's Insurance Co (Group) of China's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current EBIT is $4,565 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of $0.66 is trading 15.8% above its estimated GF Value™ of $0.57. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for PINXF:

  • EBIT: $4,565 Mil
  • GF Value™: $0.57 vs. price of $0.66 (15.8% above fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
54GF Score

Get the complete analysis for PINXF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.66
Price
$0.57
GF Value