The People's Insurance Co (Group) of China (OTCPK:PINXF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
The People's Insurance Co (Group) of China PS Ratio Related Terms
The People's Insurance Co (Group) of China PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China PS Ratio Chart
The People's Insurance Co (Group) of China Annual Data
For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The People's Insurance Co (Group) of China PS Ratio vs Insurance Industry
The People's Insurance Co (Group) of China PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
The People's Insurance Co (Group) of China's Share Price of today is $0.63. The People's Insurance Co (Group) of China's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
The People's Insurance Co (Group) of China (PINXF) has a PS Ratio of 0.59 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The People's Insurance Co (Group) of China and its competitors. This is 90% above median its historical median of 0.31. Over the past decade, The People's Insurance Co (Group) of China's PS Ratio has ranged from 0.18 to 1.01. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #117 out of 502 companies in the Insurance industry, placing it in the top 23.3%.
Is The People's Insurance Co (Group) of China's PS Ratio too high?
The People's Insurance Co (Group) of China's current PS Ratio of 0.59 is 90% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.01. The Insurance industry median PS Ratio is 1.16. The People's Insurance Co (Group) of China's value of 0.59 is 48.9% below this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #117 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #117 out of 502 companies for PS Ratio. This places The People's Insurance Co (Group) of China in the top 23% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. The People's Insurance Co (Group) of China's value of 0.59 is 48.9% below this benchmark. Historically, The People's Insurance Co (Group) of China's own PS Ratio has ranged from 0.18 to 1.01 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.16, The People's Insurance Co (Group) of China has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current PS Ratio of 0.59 is 48.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current PS Ratio is 0.59, which is 90% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $0.63 — trading 16.7% above its estimated fair value. The current PS Ratio is 0.59, which is 90% above median its 10-year median of 0.31 and 48.9% below the Insurance industry median of 1.16. The People's Insurance Co (Group) of China's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current PS Ratio is 0.59 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of $0.63 is trading 16.7% above its estimated GF Value™ of $0.54.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for PINXF:
PS Ratio: 0.59 (90% above median its 10-year median of 0.31)
GF Value™: $0.54 vs. price of $0.63 (16.7% above fair value)
Industry Position: 48.9% below the Insurance median (#117 of 502)
No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The People's Insurance Co (Group) of China Business Description
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
49GF Score
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