PINXF (The People's Insurance Co (Group) of China) Interest Expense: $-235 Mil (TTM As of Dec. 2025)


PINXF The People's Insurance Co (Group) of China Ltd PINXF
49 GF Score
Price $0.63
GF Value $0.54
Valuation Modestly Overvalued
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China Interest Expense?

The People's Insurance Co (Group) of China PINXF -4.55% 49 Interest Expense is $-235 Mil as of Dec. 2025. GuruFocus rates PINXF with a GF Score™ of 49/100 and a GF Value™ of $0.54 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. The People's Insurance Co (Group) of China's interest expense for the three months ended in Dec. 2025 was $ -131 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-235 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. The People's Insurance Co (Group) of China's Operating Income for the three months ended in Dec. 2025 was $ -405 Mil. The People's Insurance Co (Group) of China's Interest Expense for the three months ended in Dec. 2025 was $ -131 Mil. The People's Insurance Co (Group) of China did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The People's Insurance Co (Group) of China  (OTCPK:PINXF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The People's Insurance Co (Group) of China's Interest Expense for the three months ended in Dec. 2025 was $-131 Mil. Its EBIT for the three months ended in Dec. 2025 was $-405 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was $6,145 Mil.

The People's Insurance Co (Group) of China's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

The People's Insurance Co (Group) of China did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

The People's Insurance Co (Group) of China Interest Expense Historical Data

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The historical data trend for The People's Insurance Co (Group) of China's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China Interest Expense Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -871.21 -934.92 -484.72 -445.70 -468.54

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -120.69 -129.66 0.00 -103.88 -131.33
PINXF
49GF Score
The People's Insurance Co (Group) of China Ltd PINXF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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The People's Insurance Co (Group) of China Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-235 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-235 Mil mean?
The People's Insurance Co (Group) of China (PINXF) has a Interest Expense of $-235 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on The People's Insurance Co (Group) of China and its competitors.
Is The People's Insurance Co (Group) of China's Interest Expense too high?
The People's Insurance Co (Group) of China's current Interest Expense is $-235 Mil. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's Interest Expense compare to CB and PGR?
The People's Insurance Co (Group) of China's Interest Expense of $-235 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on The People's Insurance Co (Group) of China and its competitors. The People's Insurance Co (Group) of China's current Interest Expense is $-235 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $0.63 — trading 16.7% above its estimated fair value. The current Interest Expense is $-235 Mil. The People's Insurance Co (Group) of China's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current Interest Expense is $-235 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of $0.63 is trading 16.7% above its estimated GF Value™ of $0.54. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for PINXF:

  • Interest Expense: $-235 Mil
  • GF Value™: $0.54 vs. price of $0.63 (16.7% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
49GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.63
Price
$0.54
GF Value