PINXF (The People's Insurance Co (Group) of China) Shareholder Yield % : 3.94% (As of Dec. 2025) — 35% Below Median


PINXF The People's Insurance Co (Group) of China Ltd PINXF
49 GF Score
Price $0.66
GF Value $0.59
Valuation Modestly Overvalued
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China Shareholder Yield %?

The People's Insurance Co (Group) of China PINXF +1.54% 49 Shareholder Yield % is 3.94% as of Dec. 2025, which is 35% below its 10-year median of 6.04. GuruFocus rates PINXF with a GF Score™ of 49/100 and a GF Value™ of $0.59 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 495 Insurance companies, The People's Insurance Co (Group) of China ranks better than 60% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, The People's Insurance Co (Group) of China's Shareholder Yield % was 3.94%.


The People's Insurance Co (Group) of China  (OTCPK:PINXF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


The People's Insurance Co (Group) of China Shareholder Yield % Related Terms


The People's Insurance Co (Group) of China Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for The People's Insurance Co (Group) of China's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China Shareholder Yield % Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.37 15.45 17.82 4.61 2.63

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.04 4.61 1.78 0.60 2.63

PINXF vs CB, PGR, TRV: Shareholder Yield % Comparison

For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The People's Insurance Co (Group) of China Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, The People's Insurance Co (Group) of China's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where The People's Insurance Co (Group) of China's Shareholder Yield % falls into.


PINXF
49GF Score
The People's Insurance Co (Group) of China Ltd PINXF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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The People's Insurance Co (Group) of China Shareholder Yield % Calculation

The People's Insurance Co (Group) of China's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.95 %+0.00 %+-0.46 %
=2.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.94% mean?
The People's Insurance Co (Group) of China (PINXF) has a Shareholder Yield % of 3.94% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on The People's Insurance Co (Group) of China and its competitors. This is 35% below median its historical median of 6.04. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #198 out of 495 companies in the Insurance industry, placing it in the top 40%.
Is The People's Insurance Co (Group) of China's Shareholder Yield % too high?
The People's Insurance Co (Group) of China's current Shareholder Yield % of 3.94% is 35% below median its 10-year median of 6.04. The Insurance industry median Shareholder Yield % is 2.77. The People's Insurance Co (Group) of China's value of 3.94% is 42.2% above this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #198 out of 495 companies in the Insurance industry, which is above the industry midpoint. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's Shareholder Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #198 out of 495 companies for Shareholder Yield %. This puts The People's Insurance Co (Group) of China in the upper half of its industry. The industry median Shareholder Yield % is 2.77. The People's Insurance Co (Group) of China's value of 3.94% is 42.2% above this benchmark. While the company's 10-year median is 6.04 vs. the industry median of 2.77, The People's Insurance Co (Group) of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current Shareholder Yield % of 3.94% is 42.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current Shareholder Yield % is 3.94%, which is 35% below median its own 10-year median of 6.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.59, compared to a current price of $0.66 — trading 11.9% above its estimated fair value. The current Shareholder Yield % is 3.94%, which is 35% below median its 10-year median of 6.04 and 42.2% above the Insurance industry median of 2.77. The People's Insurance Co (Group) of China's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current Shareholder Yield % is 3.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of $0.66 is trading 11.9% above its estimated GF Value™ of $0.59. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for PINXF:

  • Shareholder Yield %: 3.94% (35% below median its 10-year median of 6.04)
  • GF Value™: $0.59 vs. price of $0.66 (11.9% above fair value)
  • GF Score™: 49/100 with 2 warning signs
  • Industry Position: 42.2% above the Insurance median (#198 of 495)

No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
49GF Score

Get the complete analysis for PINXF

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.66
Price
$0.59
GF Value