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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The People's Insurance Co (Group) of China's retained earnings for the quarter that ended in Dec. 2025 was $30,859 Mil.
The People's Insurance Co (Group) of China's quarterly retained earnings
increased
from Jun. 2025 ($29,097 Mil) to Sep. 2025 ($32,359 Mil) but then
declined
from Sep. 2025 ($32,359 Mil) to Dec. 2025 ($30,859 Mil).
The People's Insurance Co (Group) of China's annual retained earnings
increased
from Dec. 2023 ($21,445 Mil) to Dec. 2024 ($25,512 Mil) and
increased
from Dec. 2024 ($25,512 Mil) to Dec. 2025 ($30,859 Mil).
The People's Insurance Co (Group) of China (OTCPK:PINXF) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The People's Insurance Co (Group) of China Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China Retained Earnings Chart
The People's Insurance Co (Group) of China Annual Data
The People's Insurance Co (Group) of China Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $30,859 Mil mean?
The People's Insurance Co (Group) of China (PINXF) has a Retained Earnings of $30,859 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on The People's Insurance Co (Group) of China and its competitors.
Is The People's Insurance Co (Group) of China's Retained Earnings too high?
The People's Insurance Co (Group) of China's current Retained Earnings is $30,859 Mil. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's Retained Earnings compare to CB and PGR?
The People's Insurance Co (Group) of China's Retained Earnings of $30,859 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The People's Insurance Co (Group) of China and its competitors. The People's Insurance Co (Group) of China's current Retained Earnings is $30,859 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.53, compared to a current price of $0.63 — trading 18.9% above its estimated fair value. The current Retained Earnings is $30,859 Mil. The People's Insurance Co (Group) of China's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current Retained Earnings is $30,859 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of $0.63 is trading 18.9% above its estimated GF Value™ of $0.53.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for PINXF:
Retained Earnings: $30,859 Mil
GF Value™: $0.53 vs. price of $0.63 (18.9% above fair value)
No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The People's Insurance Co (Group) of China Business Description
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
55GF Score
Get the complete analysis for PINXF
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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