* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PINXF's PEG Ratio is ranked better than 50.81% of 185
companies
in the Insurance industry
Industry Median: 0.84
vs PINXF: 0.82
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
The People's Insurance Co (Group) of China (OTCPK:PINXF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
The People's Insurance Co (Group) of China PEG Ratio Related Terms
The People's Insurance Co (Group) of China PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China PEG Ratio Chart
The People's Insurance Co (Group) of China Annual Data
For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The People's Insurance Co (Group) of China PEG Ratio vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The People's Insurance Co (Group) of China (PINXF) has a PEG Ratio of 0.89 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on The People's Insurance Co (Group) of China and its competitors. This is near median its historical median of 0.97. Over the past decade, The People's Insurance Co (Group) of China's PEG Ratio has ranged from 0.40 to 2.48. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #91 out of 185 companies in the Insurance industry, placing it in the top 49.2%.
Is The People's Insurance Co (Group) of China's PEG Ratio too high?
The People's Insurance Co (Group) of China's current PEG Ratio of 0.89 is near median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.48. The Insurance industry median PEG Ratio is 0.84. The People's Insurance Co (Group) of China's value of 0.89 is 6% above this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #91 out of 185 companies in the Insurance industry, which is above the industry midpoint. Overall, The People's Insurance Co (Group) of China has a GF Scoreâ„¢ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #91 out of 185 companies for PEG Ratio. This puts The People's Insurance Co (Group) of China in the upper half of its industry. The industry median PEG Ratio is 0.84. The People's Insurance Co (Group) of China's value of 0.89 is 6% above this benchmark. Historically, The People's Insurance Co (Group) of China's own PEG Ratio has ranged from 0.40 to 2.48 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.84, The People's Insurance Co (Group) of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.84, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current PEG Ratio of 0.89 is 6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median PEG Ratio is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current PEG Ratio is 0.89, which is near median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.59, compared to a current price of $0.66 — trading 11.9% above its estimated fair value. The current PEG Ratio is 0.89, which is near median its 10-year median of 0.97 and 6% above the Insurance industry median of 0.84. The People's Insurance Co (Group) of China's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current PEG Ratio is 0.89 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of $0.66 is trading 11.9% above its estimated GF Value™ of $0.59.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for PINXF:
PEG Ratio: 0.89 (near median its 10-year median of 0.97)
GF Value™: $0.59 vs. price of $0.66 (11.9% above fair value)
Industry Position: 6% above the Insurance median (#91 of 185)
No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The People's Insurance Co (Group) of China Business Description
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
49GF Score
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