Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PINXF's 5-Year Yield-on-Cost % is ranked better than 77.27% of 418
companies
in the Insurance industry
Industry Median: 4
vs PINXF: 6.69
The People's Insurance Co (Group) of China (OTCPK:PINXF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The People's Insurance Co (Group) of China 5-Year Yield-on-Cost % Related Terms
PINXF vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The People's Insurance Co (Group) of China 5-Year Yield-on-Cost % vs Insurance Industry
The People's Insurance Co (Group) of China 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
The People's Insurance Co (Group) of China (PINXF) has a 5-Year Yield-on-Cost % of 6.69 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The People's Insurance Co (Group) of China and its competitors. This is near median its historical median of 7.15. Over the past decade, The People's Insurance Co (Group) of China's 5-Year Yield-on-Cost % has ranged from 1.21 to 10.38. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #95 out of 418 companies in the Insurance industry, placing it in the top 22.7%.
Is The People's Insurance Co (Group) of China's 5-Year Yield-on-Cost % too high?
The People's Insurance Co (Group) of China's current 5-Year Yield-on-Cost % of 6.69 is near median its 10-year median of 7.15. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 10.38. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. The People's Insurance Co (Group) of China's value of 6.69 is 67.3% above this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #95 out of 418 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #95 out of 418 companies for 5-Year Yield-on-Cost %. This places The People's Insurance Co (Group) of China in the top 23% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.00. The People's Insurance Co (Group) of China's value of 6.69 is 67.3% above this benchmark. Historically, The People's Insurance Co (Group) of China's own 5-Year Yield-on-Cost % has ranged from 1.21 to 10.38 over the past decade. While the company's 10-year median is 7.15 vs. the industry median of 4.00, The People's Insurance Co (Group) of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current 5-Year Yield-on-Cost % of 6.69 is 67.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current 5-Year Yield-on-Cost % is 6.69, which is near median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.52, compared to a current price of $0.63 — trading 21.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.69, which is near median its 10-year median of 7.15 and 67.3% above the Insurance industry median of 4.00. The People's Insurance Co (Group) of China's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current 5-Year Yield-on-Cost % is 6.69 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of $0.63 is trading 21.2% above its estimated GF Value™ of $0.52.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for PINXF:
5-Year Yield-on-Cost %: 6.69 (near median its 10-year median of 7.15)
GF Value™: $0.52 vs. price of $0.63 (21.2% above fair value)
Industry Position: 67.3% above the Insurance median (#95 of 418)
No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The People's Insurance Co (Group) of China Business Description
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
56GF Score
Get the complete analysis for PINXF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PINXF has been successfully added to your 
