PRHI (Presurance Holdings) EBIT: $-11.62 Mil (TTM As of Mar. 2026)


PRHI Presurance Holdings Inc PRHI
50 GF Score
Price $4.85
GF Value $2.86
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Presurance Holdings EBIT?

Presurance Holdings PRHI +4.98% 50 EBIT is $-11.62 Mil as of Mar. 2026. GuruFocus rates PRHI with a GF Score™ of 50/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Presurance Holdings's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $4.56 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $-11.62 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Presurance Holdings's annualized ROC % for the quarter that ended in Mar. 2026 was 8.75%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Presurance Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -245.77%.


Presurance Holdings  (NAS:PRHI) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Presurance Holdings's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=18.24 * ( 1 - 0% )/( (209.7452 + 206.94685)/ 2 )
=18.24/208.346025
=8.75 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=239.283 - 2.501 - ( 27.362 - 5% * 6.504 )
=209.7452

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=236.61 - 4.547 - ( 25.469 - 5% * 7.057 )
=206.94685

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Presurance Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=-11.615/4.726
=-245.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Presurance Holdings EBIT Related Terms


Presurance Holdings EBIT Historical Data

* Premium members only.

The historical data trend for Presurance Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Presurance Holdings EBIT Chart

Presurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 -17.52 -24.43 -31.20 -15.11

Presurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 2.92 -3.10 -15.99 4.56

PRHI vs FIGP, CB, PGR: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Presurance Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Presurance Holdings EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Presurance Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Presurance Holdings's EV-to-EBIT falls into.


PRHI
50GF Score
Presurance Holdings Inc PRHI
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Presurance Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-11.62 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $-11.62 Mil mean?
Presurance Holdings (PRHI) has a EBIT of $-11.62 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Presurance Holdings.
Is Presurance Holdings' EBIT too high?
Presurance Holdings' current EBIT is $-11.62 Mil. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' EBIT compare to FIGP and CB?
Presurance Holdings' EBIT of $-11.62 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Presurance Holdings. Presurance Holdings's current EBIT is $-11.62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.85 — trading 69.6% above its estimated fair value. The current EBIT is $-11.62 Mil. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current EBIT is $-11.62 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Presurance Holdings (PRHI) Overvalued in 2026?

Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued. The current stock price of $4.85 is trading 69.6% above its estimated GF Value™ of $2.86. GuruFocus considers Presurance Holdings to be Significantly Overvalued.

Key valuation signals for PRHI:

  • EBIT: $-11.62 Mil
  • GF Value™: $2.86 vs. price of $4.85 (69.6% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Presurance Holdings Business Description

Other Exchanges 9KK0:Germany
Address 3001 West Big Beaver Road, Suite 319, Troy, MI, USA, 48084
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
50GF Score

Get the complete analysis for PRHI

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.85
Price
$2.86
GF Value