PRHI (Presurance Holdings) Tariff Resilience Score: 8/10 (As of Jul. 04, 2026)


PRHI Presurance Holdings Inc PRHI
51 GF Score
Price $5.07
GF Value $2.85
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Presurance Holdings Tariff Resilience Score?

Presurance Holdings PRHI +2.03% 51 Tariff Resilience Score is 8 as of Jul. 04, 2026. GuruFocus rates PRHI with a GF Score™ of 51/100 and a GF Value™ of $2.85 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 596 Insurance companies, Presurance Holdings ranks better than 87.58% on this metric.

Presurance Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Presurance Holdings has Conifer Holdings, an insurance provider, has minimal exposure to tariffs. Its operations are largely domestic, and it does not rely on international supply chains. Historical tariff changes have not affected its business, and it has strong pricing power in its market.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Presurance Holdings might have Highly Resilient.

Presurance Holdings  (NAS:PRHI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Presurance Holdings Tariff Resilience Score Related Terms

PRHI vs FIGP, CB, PGR: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Presurance Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Presurance Holdings Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Presurance Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Presurance Holdings's Tariff Resilience Score falls into.


PRHI
51GF Score
Presurance Holdings Inc PRHI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Presurance Holdings (PRHI) has a Tariff Resilience Score of 8 as of Jul. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Presurance Holdings ranks #74 out of 596 companies in the Insurance industry, placing it in the top 12.4%.
Is Presurance Holdings' Tariff Resilience Score too high?
Presurance Holdings' current Tariff Resilience Score is 8. Based on the distribution chart, Presurance Holdings ranks #74 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Presurance Holdings has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' Tariff Resilience Score compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #74 out of 596 companies for Tariff Resilience Score. This places Presurance Holdings in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Presurance Holdings's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.85, compared to a current price of $5.07 — trading 77.9% above its estimated fair value. The current Tariff Resilience Score is 8. Presurance Holdings' overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current Tariff Resilience Score is 8 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Presurance Holdings (PRHI) Overvalued in 2026?

Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued. The current stock price of $5.07 is trading 77.9% above its estimated GF Value™ of $2.85. GuruFocus considers Presurance Holdings to be Significantly Overvalued.

Key valuation signals for PRHI:

  • Tariff Resilience Score: 8
  • GF Value™: $2.85 vs. price of $5.07 (77.9% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Presurance Holdings Business Description

Other Exchanges 9KK0:Germany
Address 3001 West Big Beaver Road, Suite 319, Troy, MI, USA, 48084
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
51GF Score

Get the complete analysis for PRHI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.07
Price
$2.85
GF Value