PRHI (Presurance Holdings) ROE % Adjusted to Book Value: 115.87% (As of Mar. 2026)


PRHI Presurance Holdings Inc PRHI
50 GF Score
Price $4.89
GF Value $2.86
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Presurance Holdings ROE % Adjusted to Book Value?

Presurance Holdings PRHI +8.12% 50 ROE % Adjusted to Book Value is 115.87% as of Mar. 2026. GuruFocus rates PRHI with a GF Score™ of 50/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Presurance Holdings's ROE % for the quarter that ended in Mar. 2026 was 61.41%. Presurance Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 0.53. Presurance Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 115.87%.


Presurance Holdings ROE % Adjusted to Book Value Related Terms


Presurance Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Presurance Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Presurance Holdings ROE % Adjusted to Book Value Chart

Presurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.61 -35.57 0.00 302.20 -124.68

Presurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.92 98.39 -100.59 -410.12 115.87

PRHI vs FIGP, CB, PGR: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Presurance Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Presurance Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Presurance Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Presurance Holdings's ROE % Adjusted to Book Value falls into.


PRHI
50GF Score
Presurance Holdings Inc PRHI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Presurance Holdings ROE % Adjusted to Book Value Calculation

Presurance Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-120.94% / 0.97
=-124.68%

Presurance Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=61.41% / 0.53
=115.87%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 115.87% mean?
Presurance Holdings (PRHI) has a ROE % Adjusted to Book Value of 115.87% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Presurance Holdings and its competitors.
Is Presurance Holdings' ROE % Adjusted to Book Value too high?
Presurance Holdings' current ROE % Adjusted to Book Value is 115.87%. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' ROE % Adjusted to Book Value compare to FIGP and CB?
Presurance Holdings' ROE % Adjusted to Book Value of 115.87% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Presurance Holdings and its competitors. Presurance Holdings's current ROE % Adjusted to Book Value is 115.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.89 — trading 71% above its estimated fair value. The current ROE % Adjusted to Book Value is 115.87%. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current ROE % Adjusted to Book Value is 115.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Presurance Holdings (PRHI) Overvalued in 2026?

Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued. The current stock price of $4.89 is trading 71% above its estimated GF Value™ of $2.86. GuruFocus considers Presurance Holdings to be Significantly Overvalued.

Key valuation signals for PRHI:

  • ROE % Adjusted to Book Value: 115.87%
  • GF Value™: $2.86 vs. price of $4.89 (71% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Presurance Holdings Business Description

Other Exchanges 9KK0:Germany
Address 3001 West Big Beaver Road, Suite 319, Troy, MI, USA, 48084
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
50GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.89
Price
$2.86
GF Value