Presurance HoldingsPRHI +4.98%50 Median PS Value is $4.56 as of Jun. 26, 2026, which is 485% above its 10-year median of 0.78. GuruFocus rates PRHI with a GF Score™ of 50/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 343 Insurance companies, Presurance Holdings ranks worse than 51.02% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Presurance Holdings's Median PS Value or its related term are showing as below:
PRHI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.33 Med: 0.78 Max: 1.17
Current: 1.06
During the past 13 years, the highest Price to Median PS Value of Presurance Holdings was 1.17. The lowest was 0.33. And the median was 0.78.
PRHI's Price-to-Median-PS-Value is ranked worse than 51.02% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs PRHI: 1.06
Presurance Holdings (NAS:PRHI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Presurance Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
4.85
/
4.56
=
1.06
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Presurance Holdings Median PS Value Related Terms
Presurance Holdings Median PS Value Historical Data
* Premium members only.
The historical data trend for Presurance Holdings's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Presurance Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Presurance Holdings Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Presurance Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Presurance Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.2612.
Presurance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.455.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Presurance Holdings (PRHI) has a Median PS Value of $4.56 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Presurance Holdings and its competitors. This is 485% above median its historical median of 0.78. Over the past decade, Presurance Holdings' Median PS Value has ranged from 0.33 to 1.17. According to the industry distribution chart, Presurance Holdings ranks #175 out of 343 companies in the Insurance industry, placing it in the top 51%.
Is Presurance Holdings' Median PS Value too high?
Presurance Holdings' current Median PS Value of $4.56 is 485% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.17. The Insurance industry median Median PS Value is 0.99. Presurance Holdings' value of $4.56 is 360.6% above this industry median. Based on the distribution chart, Presurance Holdings ranks #175 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' Median PS Value compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #175 out of 343 companies for Median PS Value. This places Presurance Holdings in the lower half of its industry. The industry median Median PS Value is 0.99. Presurance Holdings' value of $4.56 is 360.6% above this benchmark. Historically, Presurance Holdings' own Median PS Value has ranged from 0.33 to 1.17 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.99, Presurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Presurance Holdings's current Median PS Value of $4.56 is 360.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Presurance Holdings and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Presurance Holdings's current Median PS Value is $4.56, which is 485% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.85 — trading 69.6% above its estimated fair value. The current Median PS Value is $4.56, which is 485% above median its 10-year median of 0.78 and 360.6% above the Insurance industry median of 0.99. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current Median PS Value is $4.56 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Presurance Holdings (PRHI) Overvalued in 2026?
Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued.
The current stock price of $4.85 is trading 69.6% above its estimated GF Value™ of $2.86.
GuruFocus considers Presurance Holdings to be Significantly Overvalued.
Key valuation signals for PRHI:
Median PS Value: $4.56 (485% above median its 10-year median of 0.78)
GF Value™: $2.86 vs. price of $4.85 (69.6% above fair value)
Industry Position: 360.6% above the Insurance median (#175 of 343)
No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
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