PRHI (Presurance Holdings) EBITDA Margin %: 65.51% (As of Mar. 2026)


PRHI Presurance Holdings Inc PRHI
50 GF Score
Price $4.85
GF Value $2.86
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Presurance Holdings EBITDA Margin %?

Presurance Holdings PRHI +4.98% 50 EBITDA Margin % is 65.51% as of Mar. 2026. GuruFocus rates PRHI with a GF Score™ of 50/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 369 Insurance companies, Presurance Holdings ranks worse than 97.56% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Presurance Holdings's EBITDA for the three months ended in Mar. 2026 was $4.62 Mil. Presurance Holdings's Revenue for the three months ended in Mar. 2026 was $7.06 Mil. Therefore, Presurance Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 65.51%.


Presurance Holdings  (NAS:PRHI) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Presurance Holdings EBITDA Margin % Related Terms


Presurance Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Presurance Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Presurance Holdings EBITDA Margin % Chart

Presurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 -16.85 -26.54 -44.54 -40.22

Presurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.82 27.64 -37.08 -244.93 65.51

PRHI vs FIGP, CB, PGR: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, Presurance Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Presurance Holdings EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Presurance Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Presurance Holdings's EBITDA Margin % falls into.


PRHI
50GF Score
Presurance Holdings Inc PRHI
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Presurance Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Presurance Holdings's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-14.857/36.942
=-40.22 %

Presurance Holdings's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=4.623/7.057
=65.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 65.51% mean?
Presurance Holdings (PRHI) has a EBITDA Margin % of 65.51% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Presurance Holdings and its competitors. According to the industry distribution chart, Presurance Holdings ranks #360 out of 369 companies in the Insurance industry, placing it in the top 97.6%.
Is Presurance Holdings' EBITDA Margin % too high?
Presurance Holdings' current EBITDA Margin % is 65.51%. The Insurance industry median EBITDA Margin % is 14.81. Presurance Holdings' value of 65.51% is 342.3% above this industry median. Based on the distribution chart, Presurance Holdings ranks #360 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' EBITDA Margin % compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #360 out of 369 companies for EBITDA Margin %. This places Presurance Holdings in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Presurance Holdings' value of 65.51% is 342.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Presurance Holdings's current EBITDA Margin % of 65.51% is 342.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Presurance Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Presurance Holdings's current EBITDA Margin % is 65.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.85 — trading 69.6% above its estimated fair value. The current EBITDA Margin % is 65.51% and 342.3% above the Insurance industry median of 14.81. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current EBITDA Margin % is 65.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Presurance Holdings (PRHI) Overvalued in 2026?

Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued. The current stock price of $4.85 is trading 69.6% above its estimated GF Value™ of $2.86. GuruFocus considers Presurance Holdings to be Significantly Overvalued.

Key valuation signals for PRHI:

  • EBITDA Margin %: 65.51%
  • GF Value™: $2.86 vs. price of $4.85 (69.6% above fair value)
  • GF Score™: 50/100 with 2 warning signs
  • Industry Position: 342.3% above the Insurance median (#360 of 369)

No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Presurance Holdings Business Description

Other Exchanges 9KK0:Germany
Address 3001 West Big Beaver Road, Suite 319, Troy, MI, USA, 48084
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
50GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.85
Price
$2.86
GF Value