Presurance HoldingsPRHI +2.03%51 PS Ratio is 0.29 as of Jul. 05, 2026, which is 12% above its 10-year median of 0.26. GuruFocus rates PRHI with a GF Score™ of 51/100 and a GF Value™ of $2.85 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, Presurance Holdings ranks better than 92.83% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Presurance Holdings's share price is $5.07.
Presurance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $17.46. Hence, Presurance Holdings's PS Ratio for today is 0.29.
The historical rank and industry rank for Presurance Holdings's PS Ratio or its related term are showing as below:
PRHI'
s PS Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.26 Max: 0.65
Current: 0.29
During the past 13 years, Presurance Holdings's highest PS Ratio was 0.65. The lowest was 0.09. And the median was 0.26.
PRHI's PS Ratio is ranked better than 92.83% of 502
companies
in the Insurance industry
Industry Median: 1.16
vs PRHI: 0.29
Presurance Holdings Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Presurance Holdings was -48.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -31.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -22.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -11.60% per year.
During the past 13 years, Presurance Holdings's highest 3-Year average Revenue per Share Growth Rate was 57.90% per year. The lowest was -31.70% per year. And the median was -4.20% per year.
Back to Basics: PS Ratio
Presurance Holdings (NAS:PRHI) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Presurance Holdings PS Ratio Related Terms
Presurance Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Presurance Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Presurance Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Presurance Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Presurance Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Presurance Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Presurance Holdings's Share Price of today is $5.07. Presurance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.46.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Presurance Holdings (PRHI) has a PS Ratio of 0.29 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Presurance Holdings and its competitors. This is 12% above median its historical median of 0.26. Over the past decade, Presurance Holdings' PS Ratio has ranged from 0.09 to 0.65. According to the industry distribution chart, Presurance Holdings ranks #36 out of 502 companies in the Insurance industry, placing it in the top 7.2%.
Is Presurance Holdings' PS Ratio too high?
Presurance Holdings' current PS Ratio of 0.29 is 12% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.65. The Insurance industry median PS Ratio is 1.16. Presurance Holdings' value of 0.29 is 75% below this industry median. Based on the distribution chart, Presurance Holdings ranks #36 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Presurance Holdings has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' PS Ratio compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #36 out of 502 companies for PS Ratio. This places Presurance Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. Presurance Holdings' value of 0.29 is 75% below this benchmark. Historically, Presurance Holdings' own PS Ratio has ranged from 0.09 to 0.65 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 1.16, Presurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Presurance Holdings's current PS Ratio of 0.29 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Presurance Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Presurance Holdings's current PS Ratio is 0.29, which is 12% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.85, compared to a current price of $5.07 — trading 77.9% above its estimated fair value. The current PS Ratio is 0.29, which is 12% above median its 10-year median of 0.26 and 75% below the Insurance industry median of 1.16. Presurance Holdings' overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current PS Ratio is 0.29 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Presurance Holdings (PRHI) Overvalued in 2026?
Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued.
The current stock price of $5.07 is trading 77.9% above its estimated GF Value™ of $2.85.
GuruFocus considers Presurance Holdings to be Significantly Overvalued.
Key valuation signals for PRHI:
PS Ratio: 0.29 (12% above median its 10-year median of 0.26)
GF Value™: $2.85 vs. price of $5.07 (77.9% above fair value)
Industry Position: 75% below the Insurance median (#36 of 502)
No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
51GF Score
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