PRHI (Presurance Holdings) EPS (Basic): $-9.73 (TTM As of Mar. 2026)


PRHI Presurance Holdings Inc PRHI
50 GF Score
Price $4.73
GF Value $2.86
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Presurance Holdings EPS (Basic)?

Presurance Holdings PRHI +2.38% 50 EPS (Basic) is $-9.73 as of Mar. 2026. GuruFocus rates PRHI with a GF Score™ of 50/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Presurance Holdings's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $1.05. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $-9.73.

Presurance Holdings's EPS (Diluted) for the three months ended in Mar. 2026 was $1.05. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-9.73.

Presurance Holdings's EPS without NRI for the three months ended in Mar. 2026 was $-1.12. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was -13.22.

During the past 3 years, the average EPS without NRI Growth Rate was -19.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was -23.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was -20.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Presurance Holdings's highest 3-Year average EPS without NRI Growth Rate was 34.10% per year. The lowest was -69.70% per year. And the median was -26.40% per year.

Presurance Holdings  (NAS:PRHI) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Presurance Holdings EPS (Basic) Related Terms

Presurance Holdings EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Presurance Holdings's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Presurance Holdings EPS (Basic) Chart

Presurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.77 -7.00 -14.84 13.51 -10.57

Presurance Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 1.19 -2.24 -9.73 1.05
PRHI
50GF Score
Presurance Holdings Inc PRHI
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Presurance Holdings EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Presurance Holdings's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-18.438-0)/1.746
=-10.56

Presurance Holdings's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2.622-0)/2.457
=1.07

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-9.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $-9.73 mean?
Presurance Holdings (PRHI) has a EPS (Basic) of $-9.73 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Presurance Holdings and its competitors.
Is Presurance Holdings' EPS (Basic) too high?
Presurance Holdings' current EPS (Basic) is $-9.73. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' EPS (Basic) compare to FIGP and CB?
Presurance Holdings' EPS (Basic) of $-9.73 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Presurance Holdings and its competitors. Presurance Holdings's current EPS (Basic) is $-9.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.73 — trading 65.4% above its estimated fair value. The current EPS (Basic) is $-9.73. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current EPS (Basic) is $-9.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Presurance Holdings (PRHI) Overvalued in 2026?

Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued. The current stock price of $4.73 is trading 65.4% above its estimated GF Value™ of $2.86. GuruFocus considers Presurance Holdings to be Significantly Overvalued.

Key valuation signals for PRHI:

  • EPS (Basic): $-9.73
  • GF Value™: $2.86 vs. price of $4.73 (65.4% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Presurance Holdings Business Description

Other Exchanges 9KK0:Germany
Address 3001 West Big Beaver Road, Suite 319, Troy, MI, USA, 48084
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
50GF Score

Get the complete analysis for PRHI

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.73
Price
$2.86
GF Value