The historical rank and industry rank for Presurance Holdings's Net Margin % or its related term are showing as below:
PRHI'
s Net Margin % Range Over the Past 10 Years
Min: -50.24 Med: -9.04 Max: 36.72
Current: -50.24
PRHI's Net Margin % is ranked worse than 97.8% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs PRHI: -50.24
Presurance Holdings (NAS:PRHI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Presurance Holdings Net Margin % Related Terms
Presurance Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for Presurance Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Presurance Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Presurance Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Presurance Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Presurance Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Presurance Holdings (PRHI) has a Net Margin % of 37.15% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Presurance Holdings and its competitors. According to the industry distribution chart, Presurance Holdings ranks #490 out of 501 companies in the Insurance industry, placing it in the top 97.8%.
Is Presurance Holdings' Net Margin % too high?
Presurance Holdings' current Net Margin % is 37.15%. The Insurance industry median Net Margin % is 9.29. Presurance Holdings' value of 37.15% is 299.9% above this industry median. Based on the distribution chart, Presurance Holdings ranks #490 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Presurance Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' Net Margin % compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #490 out of 501 companies for Net Margin %. This places Presurance Holdings in the lower half of its industry. The industry median Net Margin % is 9.29. Presurance Holdings' value of 37.15% is 299.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Presurance Holdings's current Net Margin % of 37.15% is 299.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Presurance Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Presurance Holdings's current Net Margin % is 37.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.85 — trading 69.6% above its estimated fair value. The current Net Margin % is 37.15% and 299.9% above the Insurance industry median of 9.29. Presurance Holdings' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current Net Margin % is 37.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Presurance Holdings (PRHI) Overvalued in 2026?
Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued.
The current stock price of $4.85 is trading 69.6% above its estimated GF Value™ of $2.86.
GuruFocus considers Presurance Holdings to be Significantly Overvalued.
Key valuation signals for PRHI:
Net Margin %: 37.15%
GF Value™: $2.86 vs. price of $4.85 (69.6% above fair value)
Industry Position: 299.9% above the Insurance median (#490 of 501)
No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
50GF Score
Get the complete analysis for PRHI
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PRHI has been successfully added to your 
