Mutual Benefits Assurance (NSA:MBAS) 1-Year Sharpe Ratio: 1.22 (As of Jul. 07, 2026)


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
59 GF Score
Price ₦3.70
GF Value ₦2.27
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance 1-Year Sharpe Ratio?

Mutual Benefits Assurance NSA:MBAS +9.14% 59 1-Year Sharpe Ratio is 1.22 as of Jul. 07, 2026. GuruFocus rates NSA:MBAS with a GF Score™ of 59/100 and a GF Value™ of ₦2.27 (Significantly Overvalued). The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-07), Mutual Benefits Assurance's 1-Year Sharpe Ratio is 1.22.

Mutual Benefits Assurance  (NSA:MBAS) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Mutual Benefits Assurance 1-Year Sharpe Ratio Related Terms

NSA:MBAS vs BRK.A, AIG, HIG: 1-Year Sharpe Ratio Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mutual Benefits Assurance 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's 1-Year Sharpe Ratio falls into.


NSA:MBAS
59GF Score
Mutual Benefits Assurance PLC NSA:MBAS
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Benefits Assurance 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.22 mean?
Mutual Benefits Assurance (NSA:MBAS) has a 1-Year Sharpe Ratio of 1.22 as of Jul. 07, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Mutual Benefits Assurance and its competitors.
Is Mutual Benefits Assurance's 1-Year Sharpe Ratio too high?
Mutual Benefits Assurance's current 1-Year Sharpe Ratio is 1.22. Overall, Mutual Benefits Assurance has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's 1-Year Sharpe Ratio compare to BRK.A and AIG?
Mutual Benefits Assurance's 1-Year Sharpe Ratio of 1.22 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Mutual Benefits Assurance and its competitors. Mutual Benefits Assurance's current 1-Year Sharpe Ratio is 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.27, compared to a current price of ₦3.70 — trading 63% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.22. Mutual Benefits Assurance's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current 1-Year Sharpe Ratio is 1.22 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.70 is trading 63% above its estimated GF Value™ of ₦2.27. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • 1-Year Sharpe Ratio: 1.22
  • GF Value™: ₦2.27 vs. price of ₦3.70 (63% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
59GF Score

Get the complete analysis for NSA:MBAS

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.70
Price
₦2.27
GF Value