Mutual Benefits Assurance (NSA:MBAS) OCF Margin %: 0.00% (As of Dec. 2025)


NSA:MBAS Mutual Benefits Assurance PLC NSA:MBAS
59 GF Score
Price ₦3.84
GF Value ₦2.25
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mutual Benefits Assurance OCF Margin %?

Mutual Benefits Assurance NSA:MBAS +5.21% 59 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates NSA:MBAS with a GF Score™ of 59/100 and a GF Value™ of ₦2.25 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Mutual Benefits Assurance ranks worse than 74.5% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Mutual Benefits Assurance's Cash Flow from Operations for the three months ended in Dec. 2025 was ₦0.00 Mil. Mutual Benefits Assurance's Revenue for the three months ended in Dec. 2025 was ₦-32,571.15 Mil. Therefore, Mutual Benefits Assurance's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Mutual Benefits Assurance's current OCF Yield % is -0.23%.

The historical rank and industry rank for Mutual Benefits Assurance's OCF Margin % or its related term are showing as below:

NSA:MBAS' s OCF Margin % Range Over the Past 10 Years
Min: -10.21   Med: 9.21   Max: 22.72
Current: 2.21


During the past 11 years, the highest OCF Margin % of Mutual Benefits Assurance was 22.72%. The lowest was -10.21%. And the median was 9.21%.

NSA:MBAS's OCF Margin % is ranked worse than
74.5% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs NSA:MBAS: 2.21


Mutual Benefits Assurance OCF Margin % Related Terms


Mutual Benefits Assurance OCF Margin % Historical Data

* Premium members only.

The historical data trend for Mutual Benefits Assurance's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Benefits Assurance OCF Margin % Chart

Mutual Benefits Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.79 3.66 16.92 10.39 -0.45

Mutual Benefits Assurance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Sep24 Dec24 Jun25 Sep25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSA:MBAS vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Mutual Benefits Assurance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Benefits Assurance OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutual Benefits Assurance's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Mutual Benefits Assurance's OCF Margin % falls into.


NSA:MBAS
59GF Score
Mutual Benefits Assurance PLC NSA:MBAS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Benefits Assurance OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Mutual Benefits Assurance's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-169.033/37273.865
=-0.45 %

Mutual Benefits Assurance's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/-32571.154
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Mutual Benefits Assurance (NSA:MBAS) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mutual Benefits Assurance and its competitors. According to the industry distribution chart, Mutual Benefits Assurance ranks #374 out of 502 companies in the Insurance industry, placing it in the top 74.5%.
Is Mutual Benefits Assurance's OCF Margin % too high?
Mutual Benefits Assurance's current OCF Margin % is 0.00%. Based on the distribution chart, Mutual Benefits Assurance ranks #374 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Mutual Benefits Assurance has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Benefits Assurance's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutual Benefits Assurance ranks #374 out of 502 companies for OCF Margin %. This places Mutual Benefits Assurance in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mutual Benefits Assurance and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Benefits Assurance's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Benefits Assurance stock overvalued right now?
Based on GuruFocus' analysis, Mutual Benefits Assurance (NSA:MBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦2.25, compared to a current price of ₦3.84 — trading 70.7% above its estimated fair value. The current OCF Margin % is 0.00%. Mutual Benefits Assurance's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Mutual Benefits Assurance (NSA:MBAS), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Benefits Assurance (NSA:MBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Benefits Assurance stock appears to be overvalued. The current stock price of ₦3.84 is trading 70.7% above its estimated GF Value™ of ₦2.25. GuruFocus considers Mutual Benefits Assurance to be Significantly Overvalued.

Key valuation signals for NSA:MBAS:

  • OCF Margin %: 0.00%
  • GF Value™: ₦2.25 vs. price of ₦3.84 (70.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the NSA:MBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Benefits Assurance Business Description

Address 233 Ikorodu Road, Aret Adams House, Ilupeju, Lagos, NGA
Mutual Benefits Assurance PLC is a financial and wealth protection company in Nigeria. The principal objective of the Company is to render qualitative life related insurance & risks management services. It is a premium provider of life insurance, annuity and investment products and services. It has four reportable operating segments; assurance business, real estate, microfinance bank, and oil and gas exploration and production. The majority of revenue comes from Assurance business which covers the protection of customers' assets (Particularly their properties, both for personal and commercial business) and indemnification of other parties that have suffered damage as a result of customers accident. It has presence in Nigeria, and Liberia.
59GF Score

Get the complete analysis for NSA:MBAS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.84
Price
₦2.25
GF Value