goeasy (TSX:GSY) 5-Year EBITDA Growth Rate: 22.10% (As of Jun. 2026)

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TSX:GSY goeasy Ltd TSX:GSY
72 GF Score
Price C$43.66
GF Value C$185.30
Valuation Possible Value Trap
! 6 Warning Signs
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What is goeasy 5-Year EBITDA Growth Rate?

goeasy TSX:GSY +0.48% 72 5-Year EBITDA Growth Rate is 22.10% as of Jun. 2026. GuruFocus rates TSX:GSY with a GF Score™ of 72/100 and a GF Value™ of C$185.30 (Possible Value Trap). The stock has 6 warning signs investors should review.

goeasy's EBITDA per Share for the three months ended in Jun. 2026 was C$13.21.

During the past 12 months, goeasy's average EBITDA Per Share Growth Rate was 3.70% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 19.30% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 22.10% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 21.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of goeasy was 64.20% per year. The lowest was -27.20% per year. And the median was 8.50% per year.


goeasy  (TSX:GSY) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.


goeasy 5-Year EBITDA Growth Rate Related Terms


TSX:GSY vs V, MA, AXP: 5-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, goeasy's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


goeasy 5-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where goeasy's 5-Year EBITDA Growth Rate falls into.


TSX:GSY
72GF Score
goeasy Ltd TSX:GSY
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

goeasy 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 22.10% mean?
goeasy (TSX:GSY) has a 5-Year EBITDA Growth Rate of 22.10% as of Jun. 2026. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for goeasy and its competitors.
Is goeasy's 5-Year EBITDA Growth Rate too high?
goeasy's current 5-Year EBITDA Growth Rate is 22.10%. Overall, goeasy has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's 5-Year EBITDA Growth Rate compare to V and MA?
goeasy's 5-Year EBITDA Growth Rate of 22.10% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for a Credit Services company?
A good 5-Year EBITDA Growth Rate depends on the Credit Services industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for goeasy and its competitors. goeasy's current 5-Year EBITDA Growth Rate is 22.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$185.30, compared to a current price of C$43.66 — trading 76.4% below its estimated fair value. The current 5-Year EBITDA Growth Rate is 22.10%. goeasy's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For goeasy (TSX:GSY), the current 5-Year EBITDA Growth Rate is 22.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (TSX:GSY) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of C$43.66 is trading 76.4% below its estimated GF Value™ of C$185.30. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for TSX:GSY:

  • 5-Year EBITDA Growth Rate: 22.10%
  • GF Value™: C$185.30 vs. price of C$43.66 (76.4% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


goeasy Business Description

Other Exchanges EHMEF:USA1ES:Germany
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
72GF Score

Get the complete analysis for TSX:GSY

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$43.66
Price
C$185.30
GF Value