goeasy (TSX:GSY) Long-Term Debt: C$4,566 Mil (As of Dec. 2025)


TSX:GSY goeasy Ltd TSX:GSY
73 GF Score
Price C$47.26
GF Value C$192.21
Valuation Possible Value Trap
! 7 Warning Signs
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What is goeasy Long-Term Debt?

goeasy TSX:GSY +4.95% 73 Long-Term Debt is C$4,566 Mil as of Dec. 2025. GuruFocus rates TSX:GSY with a GF Score™ of 73/100 and a GF Value™ of C$192.21 (Possible Value Trap). The stock has 7 warning signs investors should review.

goeasy's Long-Term Debt for the quarter that ended in Dec. 2025 was C$4,566 Mil.

goeasy's quarterly Long-Term Debt increased from Jun. 2025 (C$4,079 Mil) to Sep. 2025 (C$4,666 Mil) but then declined from Sep. 2025 (C$4,666 Mil) to Dec. 2025 (C$4,566 Mil).

goeasy's annual Long-Term Debt increased from Dec. 2023 (C$2,820 Mil) to Dec. 2024 (C$3,630 Mil) and increased from Dec. 2024 (C$3,630 Mil) to Dec. 2025 (C$4,566 Mil).

goeasy  (TSX:GSY) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

goeasy Long-Term Debt Related Terms

goeasy Long-Term Debt Historical Data

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The historical data trend for goeasy's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy Long-Term Debt Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,552.68 2,229.26 2,819.67 3,629.80 4,565.67

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,629.80 3,846.78 4,079.28 4,666.47 4,565.67
TSX:GSY
73GF Score
goeasy Ltd TSX:GSY
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of C$4,566 Mil mean?
goeasy (TSX:GSY) has a Long-Term Debt of C$4,566 Mil as of Dec. 2025.
Is goeasy's Long-Term Debt too high?
goeasy's current Long-Term Debt is C$4,566 Mil. Overall, goeasy has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Long-Term Debt compare to V and MA?
goeasy's Long-Term Debt of C$4,566 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. goeasy's current Long-Term Debt is C$4,566 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$192.21, compared to a current price of C$47.26 — trading 75.4% below its estimated fair value. The current Long-Term Debt is C$4,566 Mil. goeasy's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For goeasy (TSX:GSY), the current Long-Term Debt is C$4,566 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (TSX:GSY) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of C$47.26 is trading 75.4% below its estimated GF Value™ of C$192.21. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for TSX:GSY:

  • Long-Term Debt: C$4,566 Mil
  • GF Value™: C$192.21 vs. price of C$47.26 (75.4% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

goeasy Business Description

Other Exchanges EHMEF:USA1ES:Germany
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
73GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$47.26
Price
C$192.21
GF Value