Micro Leasing PCL (BKK:MICRO) 3-Year EBITDA Growth Rate: -21.50% (As of Jun. 2026)

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BKK:MICRO Micro Leasing PCL BKK:MICRO
59 GF Score
Price ฿1.55
GF Value ฿0.85
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Micro Leasing PCL 3-Year EBITDA Growth Rate?

Micro Leasing PCL BKK:MICRO +5.44% 59 3-Year EBITDA Growth Rate is -21.50% as of Jun. 2026. GuruFocus rates BKK:MICRO with a GF Score™ of 59/100 and a GF Value™ of ฿0.85 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 324 Credit Services companies, Micro Leasing PCL ranks worse than 82.72% on this metric.

Micro Leasing PCL's EBITDA per Share for the three months ended in Jun. 2026 was ฿0.07.

During the past 12 months, Micro Leasing PCL's average EBITDA Per Share Growth Rate was 35.40% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was -21.50% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was -19.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 8 years, the highest 3-Year average EBITDA Per Share Growth Rate of Micro Leasing PCL was 28.80% per year. The lowest was -36.00% per year. And the median was -11.30% per year.


Micro Leasing PCL  (BKK:MICRO) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Micro Leasing PCL 3-Year EBITDA Growth Rate Related Terms


BKK:MICRO vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, Micro Leasing PCL's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Micro Leasing PCL 3-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Micro Leasing PCL's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Micro Leasing PCL's 3-Year EBITDA Growth Rate falls into.


BKK:MICRO
59GF Score
Micro Leasing PCL BKK:MICRO
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Micro Leasing PCL 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of -21.50% mean?
Micro Leasing PCL (BKK:MICRO) has a 3-Year EBITDA Growth Rate of -21.50% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Micro Leasing PCL and its competitors. According to the industry distribution chart, Micro Leasing PCL ranks #268 out of 324 companies in the Credit Services industry, placing it in the top 82.7%.
Is Micro Leasing PCL's 3-Year EBITDA Growth Rate too high?
Micro Leasing PCL's current 3-Year EBITDA Growth Rate is -21.50%. Based on the distribution chart, Micro Leasing PCL ranks #268 out of 324 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Micro Leasing PCL has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Micro Leasing PCL ranks #268 out of 324 companies for 3-Year EBITDA Growth Rate. This places Micro Leasing PCL in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.30, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Micro Leasing PCL and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Micro Leasing PCL's current 3-Year EBITDA Growth Rate is -21.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.85, compared to a current price of ฿1.55 — trading 82.4% above its estimated fair value. The current 3-Year EBITDA Growth Rate is -21.50%. Micro Leasing PCL's overall GF Score™ is 59/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current 3-Year EBITDA Growth Rate is -21.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?

Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be overvalued. The current stock price of ฿1.55 is trading 82.4% above its estimated GF Value™ of ฿0.85. GuruFocus considers Micro Leasing PCL to be Significantly Overvalued.

Key valuation signals for BKK:MICRO:

  • 3-Year EBITDA Growth Rate: -21.50%
  • GF Value™: ฿0.85 vs. price of ฿1.55 (82.4% above fair value)
  • GF Score™: 59/100 with 10 warning signs

No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Micro Leasing PCL Business Description

Address 863/3 Phetkasem Road, Sanamchan Sub-district, Muang Nakhon Pathom District, Nakhon Pathom, THA, 73000
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
59GF Score

Get the complete analysis for BKK:MICRO

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.55
Price
฿0.85
GF Value