Micro Leasing PCL (BKK:MICRO) ROE % Adjusted to Book Value: 11.79% (As of Dec. 2025)


BKK:MICRO Micro Leasing PCL BKK:MICRO
79 GF Score
Price ฿0.95
GF Value ฿1.10
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Micro Leasing PCL ROE % Adjusted to Book Value?

Micro Leasing PCL BKK:MICRO -1.04% 79 ROE % Adjusted to Book Value is 11.79% as of Dec. 2025. GuruFocus rates BKK:MICRO with a GF Score™ of 79/100 and a GF Value™ of ฿1.10 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Micro Leasing PCL's ROE % for the quarter that ended in Dec. 2025 was 5.07%. Micro Leasing PCL's PB Ratio for the quarter that ended in Dec. 2025 was 0.43. Micro Leasing PCL's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.79%.


Micro Leasing PCL ROE % Adjusted to Book Value Related Terms


Micro Leasing PCL ROE % Adjusted to Book Value Historical Data

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The historical data trend for Micro Leasing PCL's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Micro Leasing PCL ROE % Adjusted to Book Value Chart

Micro Leasing PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 2.55 1.97 -2.53 -15.98 6.09

Micro Leasing PCL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.75 3.51 0.00 3.38 11.79

BKK:MICRO vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Micro Leasing PCL's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Micro Leasing PCL ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Micro Leasing PCL's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Micro Leasing PCL's ROE % Adjusted to Book Value falls into.


BKK:MICRO
79GF Score
Micro Leasing PCL BKK:MICRO
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Micro Leasing PCL ROE % Adjusted to Book Value Calculation

Micro Leasing PCL's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.62% / 0.43
=6.09%

Micro Leasing PCL's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.07% / 0.43
=11.79%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.79% mean?
Micro Leasing PCL (BKK:MICRO) has a ROE % Adjusted to Book Value of 11.79% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Micro Leasing PCL and its competitors.
Is Micro Leasing PCL's ROE % Adjusted to Book Value too high?
Micro Leasing PCL's current ROE % Adjusted to Book Value is 11.79%. Overall, Micro Leasing PCL has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's ROE % Adjusted to Book Value compare to V and MA?
Micro Leasing PCL's ROE % Adjusted to Book Value of 11.79% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Micro Leasing PCL and its competitors. Micro Leasing PCL's current ROE % Adjusted to Book Value is 11.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿1.10, compared to a current price of ฿0.95 — trading 13.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 11.79%. Micro Leasing PCL's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current ROE % Adjusted to Book Value is 11.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?

Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be undervalued. The current stock price of ฿0.95 is trading 13.6% below its estimated GF Value™ of ฿1.10. GuruFocus considers Micro Leasing PCL to be Modestly Undervalued.

Key valuation signals for BKK:MICRO:

  • ROE % Adjusted to Book Value: 11.79%
  • GF Value™: ฿1.10 vs. price of ฿0.95 (13.6% below fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Micro Leasing PCL Business Description

Address 863/3 Phetkasem Road, Sanamchan Sub-district, Muang Nakhon Pathom District, Nakhon Pathom, THA, 73000
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
79GF Score

Get the complete analysis for BKK:MICRO

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.95
Price
฿1.10
GF Value