Micro Leasing PCL (BKK:MICRO) EBITDA: ฿58.4 Mil (TTM As of Dec. 2025)


BKK:MICRO Micro Leasing PCL BKK:MICRO
80 GF Score
Price ฿0.95
GF Value ฿1.10
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Micro Leasing PCL EBITDA?

Micro Leasing PCL BKK:MICRO +1.06% 80 EBITDA is ฿58.4 Mil as of Dec. 2025. GuruFocus rates BKK:MICRO with a GF Score™ of 80/100 and a GF Value™ of ฿1.10 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Micro Leasing PCL's EBITDA for the three months ended in Dec. 2025 was ฿-37.9 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ฿58.4 Mil.

During the past 12 months, the average EBITDA Growth Rate of Micro Leasing PCL was 34.50% per year. During the past 3 years, the average EBITDA Growth Rate was -26.60% per year. During the past 5 years, the average EBITDA Growth Rate was -19.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 8 years, the highest 3-Year average EBITDA Growth Rate of Micro Leasing PCL was 29.00% per year. The lowest was -34.20% per year. And the median was -11.30% per year.

Micro Leasing PCL's EBITDA per Share for the three months ended in Dec. 2025 was ฿-0.04. Its EBITDA per share for the trailing twelve months (TTM) ended in Dec. 2025 was ฿0.06.

During the past 12 months, the average EBITDA per Share Growth Rate of Micro Leasing PCL was 48.10% per year. During the past 3 years, the average EBITDA per Share Growth Rate was -21.50% per year. During the past 5 years, the average EBITDA per Share Growth Rate was -19.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

During the past 8 years, the highest 3-Year average EBITDA per Share Growth Rate of Micro Leasing PCL was 28.80% per year. The lowest was -36.00% per year. And the median was -11.30% per year.

Micro Leasing PCL  (BKK:MICRO) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Micro Leasing PCL EBITDA Related Terms


Micro Leasing PCL EBITDA Historical Data

* Premium members only.

The historical data trend for Micro Leasing PCL's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Micro Leasing PCL EBITDA Chart

Micro Leasing PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA
Get a 7-Day Free Trial 282.55 274.09 148.90 80.51 108.25

Micro Leasing PCL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -55.88 54.83 0.00 41.44 -37.91

BKK:MICRO vs V, MA, AXP: EBITDA Comparison

For the Credit Services subindustry, Micro Leasing PCL's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Micro Leasing PCL EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Micro Leasing PCL's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Micro Leasing PCL's EV-to-EBITDA falls into.


BKK:MICRO
80GF Score
Micro Leasing PCL BKK:MICRO
EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Micro Leasing PCL's EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Micro Leasing PCL's EBITDA was directly provided by GuruFocus' data source Morningstar. For the fiscal year ended in Dec. 2025, Micro Leasing PCL's EBITDA was ฿108.3 Mil.

Micro Leasing PCL's EBITDA for the quarter that ended in Dec. 2025 is calculated as

Micro Leasing PCL's EBITDA was directly provided by GuruFocus' data source Morningstar. For the quarter ended in Dec. 2025, Micro Leasing PCL's EBITDA was ฿-37.9 Mil.

EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿58.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Frequently Asked Questions Learn more about EBITDA →
What does a EBITDA of ฿58.4 Mil mean?
Micro Leasing PCL (BKK:MICRO) has a EBITDA of ฿58.4 Mil as of Dec. 2025. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Micro Leasing PCL.
Is Micro Leasing PCL's EBITDA too high?
Micro Leasing PCL's current EBITDA is ฿58.4 Mil. Overall, Micro Leasing PCL has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's EBITDA compare to V and MA?
Micro Leasing PCL's EBITDA of ฿58.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA for a Credit Services company?
A good EBITDA depends on the Credit Services industry context. However, EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA mean?
A high EBITDA can signal that a stock is expensive relative to its fundamentals. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Micro Leasing PCL. Micro Leasing PCL's current EBITDA is ฿58.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿1.10, compared to a current price of ฿0.95 — trading 13.6% below its estimated fair value. The current EBITDA is ฿58.4 Mil. Micro Leasing PCL's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA calculated?
EBITDA is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current EBITDA is ฿58.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?

Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be undervalued. The current stock price of ฿0.95 is trading 13.6% below its estimated GF Value™ of ฿1.10. GuruFocus considers Micro Leasing PCL to be Modestly Undervalued.

Key valuation signals for BKK:MICRO:

  • EBITDA: ฿58.4 Mil
  • GF Value™: ฿1.10 vs. price of ฿0.95 (13.6% below fair value)
  • GF Score™: 80/100 with 9 warning signs

No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Micro Leasing PCL Business Description

Address 863/3 Phetkasem Road, Sanamchan Sub-district, Muang Nakhon Pathom District, Nakhon Pathom, THA, 73000
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
80GF Score

Get the complete analysis for BKK:MICRO

EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.95
Price
฿1.10
GF Value