Micro Leasing PCLBKK:MICRO 79 Pretax Margin % is 18.92% as of Dec. 2025, which is 22% below its 10-year median of 24.31. GuruFocus rates BKK:MICRO with a GF Score™ of 79/100 and a GF Value™ of ฿1.10 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 533 Credit Services companies, Micro Leasing PCL ranks worse than 62.48% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Micro Leasing PCL Pretax Margin % Related Terms
Micro Leasing PCL Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Micro Leasing PCL's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:MICRO vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Micro Leasing PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Micro Leasing PCL Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Micro Leasing PCL's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Micro Leasing PCL's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Micro Leasing PCL (BKK:MICRO) has a Pretax Margin % of 18.92% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Micro Leasing PCL and its competitors. This is 22% below median its historical median of 24.31. According to the industry distribution chart, Micro Leasing PCL ranks #333 out of 533 companies in the Credit Services industry, placing it in the top 62.5%.
Is Micro Leasing PCL's Pretax Margin % too high?
Micro Leasing PCL's current Pretax Margin % of 18.92% is 22% below median its 10-year median of 24.31. The Credit Services industry median Pretax Margin % is 20.02. Micro Leasing PCL's value of 18.92% is 5.5% below this industry median. Based on the distribution chart, Micro Leasing PCL ranks #333 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Micro Leasing PCL has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Micro Leasing PCL ranks #333 out of 533 companies for Pretax Margin %. This places Micro Leasing PCL in the lower half of its industry. The industry median Pretax Margin % is 20.02. Micro Leasing PCL's value of 18.92% is 5.5% below this benchmark. While the company's 10-year median is 24.31 vs. the industry median of 20.02, Micro Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Micro Leasing PCL's current Pretax Margin % of 18.92% is 5.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Micro Leasing PCL and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Micro Leasing PCL's current Pretax Margin % is 18.92%, which is 22% below median its own 10-year median of 24.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿1.10, compared to a current price of ฿0.96 — trading 12.7% below its estimated fair value. The current Pretax Margin % is 18.92%, which is 22% below median its 10-year median of 24.31 and 5.5% below the Credit Services industry median of 20.02. Micro Leasing PCL's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current Pretax Margin % is 18.92% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?
Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be undervalued.
The current stock price of ฿0.96 is trading 12.7% below its estimated GF Value™ of ฿1.10.
GuruFocus considers Micro Leasing PCL to be Modestly Undervalued.
Key valuation signals for BKK:MICRO:
Pretax Margin %: 18.92% (22% below median its 10-year median of 24.31)
GF Value™: ฿1.10 vs. price of ฿0.96 (12.7% below fair value)
Industry Position: 5.5% below the Credit Services median (#333 of 533)
No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
79GF Score
Get the complete analysis for BKK:MICRO
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:MICRO has been successfully added to your 
