Micro Leasing PCL (BKK:MICRO) EBITDA Margin %: -28.08% (As of Dec. 2025)


BKK:MICRO Micro Leasing PCL BKK:MICRO
80 GF Score
Price ฿0.95
GF Value ฿1.10
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Micro Leasing PCL EBITDA Margin %?

Micro Leasing PCL BKK:MICRO +1.06% 80 EBITDA Margin % is -28.08% as of Dec. 2025. GuruFocus rates BKK:MICRO with a GF Score™ of 80/100 and a GF Value™ of ฿1.10 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 414 Credit Services companies, Micro Leasing PCL ranks worse than 61.84% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Micro Leasing PCL's EBITDA for the three months ended in Dec. 2025 was ฿-37.9 Mil. Micro Leasing PCL's Revenue for the three months ended in Dec. 2025 was ฿135.0 Mil. Therefore, Micro Leasing PCL's EBITDA margin for the quarter that ended in Dec. 2025 was -28.08%.


Micro Leasing PCL  (BKK:MICRO) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Micro Leasing PCL EBITDA Margin % Related Terms


Micro Leasing PCL EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Micro Leasing PCL's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Micro Leasing PCL EBITDA Margin % Chart

Micro Leasing PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial 45.29 32.38 16.39 10.75 18.69

Micro Leasing PCL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -32.56 34.99 0.00 29.60 -28.08

BKK:MICRO vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, Micro Leasing PCL's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Micro Leasing PCL EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Micro Leasing PCL's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Micro Leasing PCL's EBITDA Margin % falls into.


BKK:MICRO
80GF Score
Micro Leasing PCL BKK:MICRO
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Micro Leasing PCL EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Micro Leasing PCL's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=108.253/579.229
=18.69 %

Micro Leasing PCL's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-37.911/135.019
=-28.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -28.08% mean?
Micro Leasing PCL (BKK:MICRO) has a EBITDA Margin % of -28.08% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Micro Leasing PCL and its competitors. Over the past decade, Micro Leasing PCL's EBITDA Margin % has ranged from 10.75 to 51.72. According to the industry distribution chart, Micro Leasing PCL ranks #256 out of 414 companies in the Credit Services industry, placing it in the top 61.8%.
Is Micro Leasing PCL's EBITDA Margin % too high?
Micro Leasing PCL's current EBITDA Margin % is -28.08%. Over the past 10 years, this metric has ranged from a low of 10.75 to a high of 51.72. Based on the distribution chart, Micro Leasing PCL ranks #256 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Micro Leasing PCL has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Micro Leasing PCL's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Micro Leasing PCL ranks #256 out of 414 companies for EBITDA Margin %. This places Micro Leasing PCL in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Historically, Micro Leasing PCL's own EBITDA Margin % has ranged from 10.75 to 51.72 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Micro Leasing PCL and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Micro Leasing PCL's current EBITDA Margin % is -28.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Micro Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿1.10, compared to a current price of ฿0.95 — trading 13.6% below its estimated fair value. The current EBITDA Margin % is -28.08%. Micro Leasing PCL's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current EBITDA Margin % is -28.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?

Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be undervalued. The current stock price of ฿0.95 is trading 13.6% below its estimated GF Value™ of ฿1.10. GuruFocus considers Micro Leasing PCL to be Modestly Undervalued.

Key valuation signals for BKK:MICRO:

  • EBITDA Margin %: -28.08%
  • GF Value™: ฿1.10 vs. price of ฿0.95 (13.6% below fair value)
  • GF Score™: 80/100 with 9 warning signs

No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Micro Leasing PCL Business Description

Address 863/3 Phetkasem Road, Sanamchan Sub-district, Muang Nakhon Pathom District, Nakhon Pathom, THA, 73000
Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.
80GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.95
Price
฿1.10
GF Value