Micro Leasing PCL (BKK:MICRO) LT-Debt-to-Total-Asset: 0.18 (As of Dec. 2025)

What is Micro Leasing PCL LT-Debt-to-Total-Asset?

Micro Leasing PCL BKK:MICRO +1.03% 79 LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus rates BKK:MICRO with a GF Score™ of 79/100 and a GF Value™ of ฿1.09 (Modestly Undervalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Micro Leasing PCL's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.18.

Micro Leasing PCL's long-term debt to total assets ratio declined from Dec. 2024 (0.22) to Dec. 2025 (0.18). It may suggest that Micro Leasing PCL is progressively becoming less dependent on debt to grow their business.

Micro Leasing PCL (BKK:MICRO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Micro Leasing PCL LT-Debt-to-Total-Asset Related Terms

Micro Leasing PCL LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Micro Leasing PCL's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Micro Leasing PCL LT-Debt-to-Total-Asset Chart

Micro Leasing PCL Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.36

0.40

0.34

0.22

0.18

Micro Leasing PCL Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.22	0.21	0.25	0.22	0.18

79GF Score

Micro Leasing PCL BKK:MICRO

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Micro Leasing PCL LT-Debt-to-Total-Asset Calculation

Micro Leasing PCL's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	599.921	/	3410.847
	=	0.18

Micro Leasing PCL's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	599.921	/	3410.847
	=	0.18

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.18 mean?

Micro Leasing PCL (BKK:MICRO) has a LT-Debt-to-Total-Asset of 0.18 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Micro Leasing PCL and its competitors.

Is Micro Leasing PCL's LT-Debt-to-Total-Asset too high?

Micro Leasing PCL's current LT-Debt-to-Total-Asset is 0.18. Overall, Micro Leasing PCL has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Micro Leasing PCL's LT-Debt-to-Total-Asset compare to V and MA?

Micro Leasing PCL's LT-Debt-to-Total-Asset of 0.18 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Micro Leasing PCL and its competitors. Micro Leasing PCL's current LT-Debt-to-Total-Asset is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Micro Leasing PCL stock overvalued right now?

Based on GuruFocus' analysis, Micro Leasing PCL (BKK:MICRO) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿1.09, compared to a current price of ฿0.98 — trading 10.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.18. Micro Leasing PCL's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Micro Leasing PCL (BKK:MICRO), the current LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Micro Leasing PCL (BKK:MICRO) Overvalued in 2026?

Based on GuruFocus' analysis, Micro Leasing PCL stock appears to be undervalued. The current stock price of ฿0.98 is trading 10.1% below its estimated GF Value™ of ฿1.09. GuruFocus considers Micro Leasing PCL to be Modestly Undervalued.

Key valuation signals for BKK:MICRO:

LT-Debt-to-Total-Asset: 0.18
GF Value™: ฿1.09 vs. price of ฿0.98 (10.1% below fair value)
GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the BKK:MICRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Micro Leasing PCL Business Description

Industry Financial Services Credit Services

Comparable Companies BKK:IFS BKK:CHASE BKK:AMANAH BKK:STARM BKK:EAST BKK:MIDA BKK:AF BKK:LIT BKK:CHAYO BKK:SGF V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address 863/3 Phetkasem Road, Sanamchan Sub-district, Muang Nakhon Pathom District, Nakhon Pathom, THA, 73000

Website https://www.microleasingplc.com

Micro Leasing PCL is engaged in the business of providing hire purchase loans for used trucks, such as six-wheel, ten-wheel, and motorcycles. The Group's operations involves operating segments which are hire purchase of trucks business, hire purchase of motorcycles business; insurance brokerage business and personal loan business. The company carries its operations in Thailand. It generates majority of its revenue from Hire purchase of trucks business.

79GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.98

Price

฿1.09

GF Value

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