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First Insurance CoTPE:2852 -0.36%85 3-Year EBITDA Growth Rate is 15.50% as of Dec. 2025, which is 48% above its 10-year median of 10.50. GuruFocus rates TPE:2852 with a GF Score™ of 85/100 and a GF Value™ of NT$26.48 (Fairly Valued). The stock has 7 warning signs investors should review. Among 287 Insurance companies, First Insurance Co ranks better than 50.52% on this metric.
During the past 12 months, First Insurance Co's average EBITDA Per Share Growth Rate was -0.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 15.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 30.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of First Insurance Co was 49.10% per year. The lowest was -23.40% per year. And the median was 10.50% per year.
First Insurance Co (TPE:2852) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
First Insurance Co 3-Year EBITDA Growth Rate Related Terms
TPE:2852 vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, First Insurance Co's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where First Insurance Co's 3-Year EBITDA Growth Rate falls into.
First Insurance Co 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 15.50% mean?
First Insurance Co (TPE:2852) has a 3-Year EBITDA Growth Rate of 15.50% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for First Insurance Co and its competitors. This is 48% above median its historical median of 10.50. According to the industry distribution chart, First Insurance Co ranks #142 out of 287 companies in the Insurance industry, placing it in the top 49.5%.
Is First Insurance Co's 3-Year EBITDA Growth Rate too high?
First Insurance Co's current 3-Year EBITDA Growth Rate of 15.50% is 48% above median its 10-year median of 10.50. The Insurance industry median 3-Year EBITDA Growth Rate is 15.40. First Insurance Co's value of 15.50% is 0.6% above this industry median. Based on the distribution chart, First Insurance Co ranks #142 out of 287 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, First Insurance Co ranks #142 out of 287 companies for 3-Year EBITDA Growth Rate. This puts First Insurance Co in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.40. First Insurance Co's value of 15.50% is 0.6% above this benchmark. While the company's 10-year median is 10.50 vs. the industry median of 15.40, First Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.40, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current 3-Year EBITDA Growth Rate of 15.50% is 0.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for First Insurance Co and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current 3-Year EBITDA Growth Rate is 15.50%, which is 48% above median its own 10-year median of 10.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.48, compared to a current price of NT$27.95 — trading 5.6% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 15.50%, which is 48% above median its 10-year median of 10.50 and 0.6% above the Insurance industry median of 15.40. First Insurance Co's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current 3-Year EBITDA Growth Rate is 15.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (TPE:2852) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of NT$27.95 is trading 5.6% above its estimated GF Value™ of NT$26.48.
GuruFocus considers First Insurance Co to be Fairly Valued.
Key valuation signals for TPE:2852:
3-Year EBITDA Growth Rate: 15.50% (48% above median its 10-year median of 10.50)
GF Value™: NT$26.48 vs. price of NT$27.95 (5.6% above fair value)
Industry Position: 0.6% above the Insurance median (#142 of 287)
No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
85GF Score
Get the complete analysis for TPE:2852
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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