First Insurance Co (TPE:2852) PEG Ratio: 0.31 (As of Jul. 06, 2026) — 16% Below Median


TPE:2852 First Insurance Co Ltd TPE:2852
84 GF Score
Price NT$26.85
GF Value NT$26.16
Valuation Fairly Valued
! 5 Warning Signs
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What is First Insurance Co PEG Ratio?

First Insurance Co TPE:2852 +0.75% 84 PEG Ratio is 0.31 as of Jul. 06, 2026, which is 16% below its 10-year median of 0.37. GuruFocus rates TPE:2852 with a GF Score™ of 84/100 and a GF Value™ of NT$26.16 (Fairly Valued). The stock has 5 warning signs investors should review. Among 185 Insurance companies, First Insurance Co ranks better than 84.86% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, First Insurance Co's PE Ratio without NRI is 9.23. First Insurance Co's 5-Year EBITDA growth rate is 30.10%. Therefore, First Insurance Co's PEG Ratio for today is 0.31.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for First Insurance Co's PEG Ratio or its related term are showing as below:

TPE:2852' s PEG Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.37   Max: 0.93
Current: 0.31


During the past 13 years, First Insurance Co's highest PEG Ratio was 0.93. The lowest was 0.27. And the median was 0.37.


TPE:2852's PEG Ratio is ranked better than
84.86% of 185 companies
in the Insurance industry
Industry Median: 0.89 vs TPE:2852: 0.31

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


First Insurance Co  (TPE:2852) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


First Insurance Co PEG Ratio Related Terms


First Insurance Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for First Insurance Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co PEG Ratio Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.66 0.29 0.39

First Insurance Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.29 0.39 0.37 0.39

TPE:2852 vs CB, PGR, TRV: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, First Insurance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where First Insurance Co's PEG Ratio falls into.


TPE:2852
84GF Score
First Insurance Co Ltd TPE:2852
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Insurance Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

First Insurance Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=9.2268041237113/30.10
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.31 mean?
First Insurance Co (TPE:2852) has a PEG Ratio of 0.31 as of Jul. 06, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Insurance Co and its competitors. This is 16% below median its historical median of 0.37. Over the past decade, First Insurance Co's PEG Ratio has ranged from 0.27 to 0.93. According to the industry distribution chart, First Insurance Co ranks #28 out of 185 companies in the Insurance industry, placing it in the top 15.1%.
Is First Insurance Co's PEG Ratio too high?
First Insurance Co's current PEG Ratio of 0.31 is 16% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.93. The Insurance industry median PEG Ratio is 0.89. First Insurance Co's value of 0.31 is 65.2% below this industry median. Based on the distribution chart, First Insurance Co ranks #28 out of 185 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, First Insurance Co has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, First Insurance Co ranks #28 out of 185 companies for PEG Ratio. This places First Insurance Co in the top 15% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.89. First Insurance Co's value of 0.31 is 65.2% below this benchmark. Historically, First Insurance Co's own PEG Ratio has ranged from 0.27 to 0.93 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.89, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current PEG Ratio of 0.31 is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current PEG Ratio is 0.31, which is 16% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.16, compared to a current price of NT$26.85 — trading 2.6% above its estimated fair value. The current PEG Ratio is 0.31, which is 16% below median its 10-year median of 0.37 and 65.2% below the Insurance industry median of 0.89. First Insurance Co's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current PEG Ratio is 0.31 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (TPE:2852) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of NT$26.85 is trading 2.6% above its estimated GF Value™ of NT$26.16. GuruFocus considers First Insurance Co to be Fairly Valued.

Key valuation signals for TPE:2852:

  • PEG Ratio: 0.31 (16% below median its 10-year median of 0.37)
  • GF Value™: NT$26.16 vs. price of NT$26.85 (2.6% above fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 65.2% below the Insurance median (#28 of 185)

No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address No. 54, Zhongxiao East Road, 11th Floor, Section 1, Taipei, TWN, 100
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
84GF Score

Get the complete analysis for TPE:2852

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$26.85
Price
NT$26.16
GF Value