Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
First Insurance CoTPE:2852 85 EV-to-EBIT is 5.59 as of Aug. 17, 2026, which is 2% above its 10-year median of 5.48. GuruFocus rates TPE:2852 with a GF Score™ of 85/100 and a GF Value™ of NT$26.35 (Fairly Valued). The stock has 6 warning signs investors should review. Among 345 Insurance companies, First Insurance Co ranks better than 72.75% on this metric.
First Insurance Co (TPE:2852) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
First Insurance Co's Enterprise Value for the quarter that ended in Dec. 2025 was NT$6,275 Mil.
First Insurance Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1,079 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co EV-to-EBIT Related Terms
First Insurance Co EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for First Insurance Co's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, First Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where First Insurance Co's EV-to-EBIT falls into.
First Insurance Co's current Enterprise Value is NT$6,034 Mil.
First Insurance Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1,079 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co (TPE:2852) has a EV-to-EBIT of 5.59 as of Aug. 17, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on First Insurance Co and its competitors. This is near median its historical median of 5.48. Over the past decade, First Insurance Co's EV-to-EBIT has ranged from 2.20 to 22.13. According to the industry distribution chart, First Insurance Co ranks #94 out of 345 companies in the Insurance industry, placing it in the top 27.2%.
Is First Insurance Co's EV-to-EBIT too high?
First Insurance Co's current EV-to-EBIT of 5.59 is near median its 10-year median of 5.48. Over the past 10 years, this metric has ranged from a low of 2.20 to a high of 22.13. The Insurance industry median EV-to-EBIT is 8.65. First Insurance Co's value of 5.59 is 35.4% below this industry median. Based on the distribution chart, First Insurance Co ranks #94 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, First Insurance Co has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, First Insurance Co ranks #94 out of 345 companies for EV-to-EBIT. This puts First Insurance Co in the upper half of its industry. The industry median EV-to-EBIT is 8.65. First Insurance Co's value of 5.59 is 35.4% below this benchmark. Historically, First Insurance Co's own EV-to-EBIT has ranged from 2.20 to 22.13 over the past decade. While the company's 10-year median is 5.48 vs. the industry median of 8.65, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.65, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current EV-to-EBIT of 5.59 is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current EV-to-EBIT is 5.59, which is near median its own 10-year median of 5.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.35, compared to a current price of NT$26.95 — trading 2.3% above its estimated fair value. The current EV-to-EBIT is 5.59, which is near median its 10-year median of 5.48 and 35.4% below the Insurance industry median of 8.65. First Insurance Co's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current EV-to-EBIT is 5.59 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (TPE:2852) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of NT$26.95 is trading 2.3% above its estimated GF Value™ of NT$26.35.
GuruFocus considers First Insurance Co to be Fairly Valued.
Key valuation signals for TPE:2852:
EV-to-EBIT: 5.59 (near median its 10-year median of 5.48)
GF Value™: NT$26.35 vs. price of NT$26.95 (2.3% above fair value)
Industry Position: 35.4% below the Insurance median (#94 of 345)
No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
85GF Score
Get the complete analysis for TPE:2852
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:2852 has been successfully added to your 
