First Insurance Co (TPE:2852) Moat Score: 0/10 (As of Jul. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2852 First Insurance Co Ltd TPE:2852
84 GF Score
Price NT$27.00
GF Value NT$26.19
Valuation Fairly Valued
! 5 Warning Signs
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What is First Insurance Co Moat Score?

First Insurance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

First Insurance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes First Insurance Co might have No Moat - No discernible moat.

First Insurance Co  (TPE:2852) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

First Insurance Co Moat Score Related Terms

TPE:2852
84GF Score
First Insurance Co Ltd TPE:2852
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Insurance Co (TPE:2852) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of NT$27.00 is trading 3.1% above its estimated GF Value™ of NT$26.19. GuruFocus considers First Insurance Co to be Fairly Valued.

Key valuation signals for TPE:2852:

  • Moat Score: 0
  • GF Value™: NT$26.19 vs. price of NT$27.00 (3.1% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Insurance Co Business Description

Address No. 54, Zhongxiao East Road, 11th Floor, Section 1, Taipei, TWN, 100
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
84GF Score

Get the complete analysis for TPE:2852

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$27.00
Price
NT$26.19
GF Value