First Insurance CoTPE:2852 +1.14%82 EBITDA Margin % is 10.51% as of Dec. 2025, which is 1% below its 10-year median of 10.57. GuruFocus rates TPE:2852 with a GF Score™ of 82/100 and a GF Value™ of NT$26.11 (Fairly Valued). The stock has 3 warning signs investors should review. Among 369 Insurance companies, First Insurance Co ranks worse than 50.41% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. First Insurance Co's EBITDA for the
three
months ended in Dec. 2025 was NT$197 Mil. First Insurance Co's Revenue for the
three
months ended in Dec. 2025 was NT$1,880 Mil. Therefore, First Insurance Co's EBITDA margin for the quarter that ended in Dec. 2025 was 10.51%.
First Insurance Co (TPE:2852) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
First Insurance Co EBITDA Margin % Related Terms
First Insurance Co EBITDA Margin % Historical Data
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The historical data trend for First Insurance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2852 vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, First Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Insurance Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, First Insurance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where First Insurance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Insurance Co (TPE:2852) has a EBITDA Margin % of 10.51% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on First Insurance Co and its competitors. This is near median its historical median of 10.57. Over the past decade, First Insurance Co's EBITDA Margin % has ranged from 4.15 to 14.78. According to the industry distribution chart, First Insurance Co ranks #186 out of 369 companies in the Insurance industry, placing it in the top 50.4%.
Is First Insurance Co's EBITDA Margin % too high?
First Insurance Co's current EBITDA Margin % of 10.51% is near median its 10-year median of 10.57. Over the past 10 years, this metric has ranged from a low of 4.15 to a high of 14.78. The Insurance industry median EBITDA Margin % is 14.81. First Insurance Co's value of 10.51% is 29% below this industry median. Based on the distribution chart, First Insurance Co ranks #186 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, First Insurance Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, First Insurance Co ranks #186 out of 369 companies for EBITDA Margin %. This places First Insurance Co in the lower half of its industry. The industry median EBITDA Margin % is 14.81. First Insurance Co's value of 10.51% is 29% below this benchmark. Historically, First Insurance Co's own EBITDA Margin % has ranged from 4.15 to 14.78 over the past decade. While the company's 10-year median is 10.57 vs. the industry median of 14.81, First Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Insurance Co's current EBITDA Margin % of 10.51% is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current EBITDA Margin % is 10.51%, which is near median its own 10-year median of 10.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.11, compared to a current price of NT$26.60 — trading 1.9% above its estimated fair value. The current EBITDA Margin % is 10.51%, which is near median its 10-year median of 10.57 and 29% below the Insurance industry median of 14.81. First Insurance Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current EBITDA Margin % is 10.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Insurance Co (TPE:2852) Overvalued in 2026?
Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued.
The current stock price of NT$26.60 is trading 1.9% above its estimated GF Value™ of NT$26.11.
GuruFocus considers First Insurance Co to be Fairly Valued.
Key valuation signals for TPE:2852:
EBITDA Margin %: 10.51% (near median its 10-year median of 10.57)
GF Value™: NT$26.11 vs. price of NT$26.60 (1.9% above fair value)
Industry Position: 29% below the Insurance median (#186 of 369)
No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
82GF Score
Get the complete analysis for TPE:2852
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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