First Insurance Co (TPE:2852) FCF Margin %: -2.37% (As of Dec. 2025)


TPE:2852 First Insurance Co Ltd TPE:2852
82 GF Score
Price NT$26.30
GF Value NT$26.11
Valuation Fairly Valued
! 3 Warning Signs
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What is First Insurance Co FCF Margin %?

First Insurance Co TPE:2852 -1.13% 82 FCF Margin % is -2.37% as of Dec. 2025. GuruFocus rates TPE:2852 with a GF Score™ of 82/100 and a GF Value™ of NT$26.11 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, First Insurance Co ranks worse than 61.88% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First Insurance Co's Free Cash Flow for the three months ended in Dec. 2025 was NT$-45 Mil. First Insurance Co's Revenue for the three months ended in Dec. 2025 was NT$1,880 Mil. Therefore, First Insurance Co's FCF Margin % for the quarter that ended in Dec. 2025 was -2.37%.

As of today, First Insurance Co's current FCF Yield % is 5.37%.

The historical rank and industry rank for First Insurance Co's FCF Margin % or its related term are showing as below:

TPE:2852' s FCF Margin % Range Over the Past 10 Years
Min: 0.01   Med: 4.4   Max: 15.99
Current: 5.69


During the past 13 years, the highest FCF Margin % of First Insurance Co was 15.99%. The lowest was 0.01%. And the median was 4.40%.

TPE:2852's FCF Margin % is ranked worse than
61.88% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs TPE:2852: 5.69


First Insurance Co FCF Margin % Related Terms


First Insurance Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for First Insurance Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co FCF Margin % Chart

First Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.50 3.71 15.99 5.69

First Insurance Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.39 -8.53 17.95 15.30 -2.37

TPE:2852 vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, First Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Insurance Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, First Insurance Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where First Insurance Co's FCF Margin % falls into.


TPE:2852
82GF Score
First Insurance Co Ltd TPE:2852
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Insurance Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

First Insurance Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=429.797/7554.398
=5.69 %

First Insurance Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-44.532/1879.629
=-2.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -2.37% mean?
First Insurance Co (TPE:2852) has a FCF Margin % of -2.37% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Insurance Co and its competitors. Over the past decade, First Insurance Co's FCF Margin % has ranged from 0.01 to 15.99. According to the industry distribution chart, First Insurance Co ranks #310 out of 501 companies in the Insurance industry, placing it in the top 61.9%.
Is First Insurance Co's FCF Margin % too high?
First Insurance Co's current FCF Margin % is -2.37%. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 15.99. Based on the distribution chart, First Insurance Co ranks #310 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, First Insurance Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Insurance Co's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, First Insurance Co ranks #310 out of 501 companies for FCF Margin %. This places First Insurance Co in the lower half of its industry. The industry median FCF Margin % is 9.60. Historically, First Insurance Co's own FCF Margin % has ranged from 0.01 to 15.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Insurance Co's current FCF Margin % is -2.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.11, compared to a current price of NT$26.30 — trading 0.7% above its estimated fair value. The current FCF Margin % is -2.37%. First Insurance Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current FCF Margin % is -2.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (TPE:2852) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of NT$26.30 is trading 0.7% above its estimated GF Value™ of NT$26.11. GuruFocus considers First Insurance Co to be Fairly Valued.

Key valuation signals for TPE:2852:

  • FCF Margin %: -2.37%
  • GF Value™: NT$26.11 vs. price of NT$26.30 (0.7% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Insurance Co Business Description

Address No. 54, Zhongxiao East Road, 11th Floor, Section 1, Taipei, TWN, 100
First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.
82GF Score

Get the complete analysis for TPE:2852

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$26.30
Price
NT$26.11
GF Value