First Insurance Co (TPE:2852) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

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First Insurance Co Ltd TPE:2852

84 GF Score

Price NT$27.00

GF Value NT$26.19

Valuation Fairly Valued

5 Warning Signs

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What is First Insurance Co LT-Debt-to-Total-Asset?

First Insurance Co TPE:2852 +0.75% 84 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates TPE:2852 with a GF Score™ of 84/100 and a GF Value™ of NT$26.19 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. First Insurance Co's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

First Insurance Co's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).

First Insurance Co (TPE:2852) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

First Insurance Co LT-Debt-to-Total-Asset Related Terms

First Insurance Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for First Insurance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Insurance Co LT-Debt-to-Total-Asset Chart

First Insurance Co Annual Data

Trend

Dec16

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Dec22

Dec23

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Dec25

LT-Debt-to-Total-Asset

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0.00

First Insurance Co Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

84GF Score

First Insurance Co Ltd TPE:2852

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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First Insurance Co LT-Debt-to-Total-Asset Calculation

First Insurance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	4.021	/	20216.971
	=	0.00

First Insurance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	4.021	/	20216.971
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

First Insurance Co (TPE:2852) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Insurance Co and its competitors.

Is First Insurance Co's LT-Debt-to-Total-Asset too high?

First Insurance Co's current LT-Debt-to-Total-Asset is 0.00. Overall, First Insurance Co has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does First Insurance Co's LT-Debt-to-Total-Asset compare to CB and PGR?

First Insurance Co's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Insurance Co and its competitors. First Insurance Co's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Insurance Co stock overvalued right now?

Based on GuruFocus' analysis, First Insurance Co (TPE:2852) is currently considered Fairly Valued. The stock's GF Value™ is NT$26.19, compared to a current price of NT$27.00 — trading 3.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. First Insurance Co's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For First Insurance Co (TPE:2852), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Insurance Co (TPE:2852) Overvalued in 2026?

Based on GuruFocus' analysis, First Insurance Co stock appears to be overvalued. The current stock price of NT$27.00 is trading 3.1% above its estimated GF Value™ of NT$26.19. GuruFocus considers First Insurance Co to be Fairly Valued.

Key valuation signals for TPE:2852:

LT-Debt-to-Total-Asset: 0.00
GF Value™: NT$26.19 vs. price of NT$27.00 (3.1% above fair value)
GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the TPE:2852 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Insurance Co Business Description

Industry Financial Services Insurance

Comparable Companies TPE:2832 CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF WRB ASX:QBE MKL L MIL:UNI XKRX:000810 WAR:PZU

Address No. 54, Zhongxiao East Road, 11th Floor, Section 1, Taipei, TWN, 100

Website https://www.firstins.com.tw

First Insurance Co Ltd is engaged in the provision of insurance services. The company offers various insurance services such as fire, liability, and professional insurance such as medical malpractice insurance, hospital comprehensive liability insurance, directors, and officer's liability insurance, personal accident, motor, and marine transportation insurance, machinery and engineering insurance, and others. Additionally, it also renders reinsurance services. The company has branches in Taichung, Kaohsiung, Tainan, Taoyuan, and New Taipei City.

84GF Score

Get the complete analysis for TPE:2852

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$27.00

Price

NT$26.19

GF Value

View TPE:2852 Analysis

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