SG Capital PCLBKK:SGC +2.68%48 EBITDA Margin % is 30.47% as of Mar. 2026, which is 17% above its 10-year median of 26.07. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.94 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 414 Credit Services companies, SG Capital PCL ranks better than 53.62% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. SG Capital PCL's EBITDA for the
three
months ended in Mar. 2026 was ฿228 Mil. SG Capital PCL's Revenue for the
three
months ended in Mar. 2026 was ฿747 Mil. Therefore, SG Capital PCL's EBITDA margin for the quarter that ended in Mar. 2026 was 30.47%.
SG Capital PCL (BKK:SGC) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
SG Capital PCL EBITDA Margin % Related Terms
SG Capital PCL EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for SG Capital PCL's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SG Capital PCL's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SG Capital PCL EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SG Capital PCL's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where SG Capital PCL's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SG Capital PCL (BKK:SGC) has a EBITDA Margin % of 30.47% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SG Capital PCL and its competitors. This is 17% above median its historical median of 26.07. According to the industry distribution chart, SG Capital PCL ranks #192 out of 414 companies in the Credit Services industry, placing it in the top 46.4%.
Is SG Capital PCL's EBITDA Margin % too high?
SG Capital PCL's current EBITDA Margin % of 30.47% is 17% above median its 10-year median of 26.07. The Credit Services industry median EBITDA Margin % is 20.91. SG Capital PCL's value of 30.47% is 45.7% above this industry median. Based on the distribution chart, SG Capital PCL ranks #192 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SG Capital PCL ranks #192 out of 414 companies for EBITDA Margin %. This puts SG Capital PCL in the upper half of its industry. The industry median EBITDA Margin % is 20.91. SG Capital PCL's value of 30.47% is 45.7% above this benchmark. While the company's 10-year median is 26.07 vs. the industry median of 20.91, SG Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SG Capital PCL's current EBITDA Margin % of 30.47% is 45.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SG Capital PCL and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SG Capital PCL's current EBITDA Margin % is 30.47%, which is 17% above median its own 10-year median of 26.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.94, compared to a current price of ฿1.53 — trading 62.8% above its estimated fair value. The current EBITDA Margin % is 30.47%, which is 17% above median its 10-year median of 26.07 and 45.7% above the Credit Services industry median of 20.91. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current EBITDA Margin % is 30.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SG Capital PCL (BKK:SGC) Overvalued in 2026?
Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued.
The current stock price of ฿1.53 is trading 62.8% above its estimated GF Value™ of ฿0.94.
GuruFocus considers SG Capital PCL to be Significantly Overvalued.
Key valuation signals for BKK:SGC:
EBITDA Margin %: 30.47% (17% above median its 10-year median of 26.07)
GF Value™: ฿0.94 vs. price of ฿1.53 (62.8% above fair value)
Industry Position: 45.7% above the Credit Services median (#192 of 414)
No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score
Get the complete analysis for BKK:SGC
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:SGC has been successfully added to your 
