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SG Capital PCLBKK:SGC +1.85%57 EV-to-EBITDA is 19.64 as of Aug. 27, 2026, which is 32% below its 10-year median of 29.07. GuruFocus rates BKK:SGC with a GF Score™ of 57/100 and a GF Value™ of ฿1.02 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 325 Credit Services companies, SG Capital PCL ranks better than 51.08% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, SG Capital PCL's enterprise value is ฿15,756 Mil.
SG Capital PCL's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ฿802 Mil. Therefore, SG Capital PCL's EV-to-EBITDA for today is 19.64.
The historical rank and industry rank for SG Capital PCL's EV-to-EBITDA or its related term are showing as below:
BKK:SGC'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.76 Med: 29.07 Max: 125.44
Current: 19.64
During the past 7 years, the highest EV-to-EBITDA of SG Capital PCL was 125.44. The lowest was -6.76. And the median was 29.07.
BKK:SGC's EV-to-EBITDA is ranked better than 51.08% of 325
companies
in the Credit Services industry
Industry Median: 20.96
vs BKK:SGC: 19.64
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SG Capital PCL's PE Ratio (TTM) for today is calculated as:
SG Capital PCL's share price for today is ฿1.65.
SG Capital PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0.099.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for SG Capital PCL's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SG Capital PCL's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SG Capital PCL EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SG Capital PCL's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where SG Capital PCL's EV-to-EBITDA falls into.
SG Capital PCL's current Enterprise Value is ฿15,756 Mil.
SG Capital PCL's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿802 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SG Capital PCL (BKK:SGC) has a EV-to-EBITDA of 19.64 as of Aug. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SG Capital PCL. This is 32% below median its historical median of 29.07. According to the industry distribution chart, SG Capital PCL ranks #159 out of 325 companies in the Credit Services industry, placing it in the top 48.9%.
Is SG Capital PCL's EV-to-EBITDA too high?
SG Capital PCL's current EV-to-EBITDA of 19.64 is 32% below median its 10-year median of 29.07. The Credit Services industry median EV-to-EBITDA is 20.96. SG Capital PCL's value of 19.64 is 6.3% below this industry median. Based on the distribution chart, SG Capital PCL ranks #159 out of 325 companies in the Credit Services industry, which is above the industry midpoint. Overall, SG Capital PCL has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, SG Capital PCL ranks #159 out of 325 companies for EV-to-EBITDA. This puts SG Capital PCL in the upper half of its industry. The industry median EV-to-EBITDA is 20.96. SG Capital PCL's value of 19.64 is 6.3% below this benchmark. While the company's 10-year median is 29.07 vs. the industry median of 20.96, SG Capital PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.96, based on 325 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SG Capital PCL's current EV-to-EBITDA of 19.64 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SG Capital PCL. For the Credit Services industry, the median EV-to-EBITDA is 20.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SG Capital PCL's current EV-to-EBITDA is 19.64, which is 32% below median its own 10-year median of 29.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿1.02, compared to a current price of ฿1.65 — trading 61.8% above its estimated fair value. The current EV-to-EBITDA is 19.64, which is 32% below median its 10-year median of 29.07 and 6.3% below the Credit Services industry median of 20.96. SG Capital PCL's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current EV-to-EBITDA is 19.64 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SG Capital PCL (BKK:SGC) Overvalued in 2026?
Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued.
The current stock price of ฿1.65 is trading 61.8% above its estimated GF Value™ of ฿1.02.
GuruFocus considers SG Capital PCL to be Significantly Overvalued.
Key valuation signals for BKK:SGC:
EV-to-EBITDA: 19.64 (32% below median its 10-year median of 29.07)
GF Value™: ฿1.02 vs. price of ฿1.65 (61.8% above fair value)
Industry Position: 6.3% below the Credit Services median (#159 of 325)
No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
57GF Score
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